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| Position wanted: |
Credit Officer |
| Job category: |
BankingComputerEducationFinanceInformation TechnologyProgrammerRetailSalesTeaching |
| Preferred Location: |
Kuwait |
| Preferred City-State/County: |
Salmiya |
| Objective and Resume Summary: |
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| Looking forward to a respectable and stable post in a well-reputed bank/company that encourages youth and creativity where I can share my knowledge as a member of a team work, but still be given my responsibilities, encouraged for my independent style, and appreciated for my additional effort. |
| Skills: |
ƒÞ Applications: Power Designer, Visio and Microsoft Office.
ƒÞ Programming: C, C++, Visual Basic, Java, Html, Ado.net & SQL Server 2000
ƒÞ Languages: Excellent command of Arabic and English skills. |
| Known languages (and levels): |
English-Very GoodArabic-Very Good
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| Type of Employment wanted: |
Full Time
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| Minimum Yearly Salary in Numbers: |
Unspecified
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| Current Location: |
Kuwait, Salmiya |
| Education History, Qualifications & other additional information: |
| Level of Education: |
Bachelor
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October 2001 - January 2006 University of Jordan Amman, Jordan
ƒÞ B.Sc. in Computer Information Systems.
September 1996 - June 2001 Jubaiha School Amman, Jordan
ƒÞ High School ¡V Tawjihi
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| Work History & Experience: |
| Years of Work Experience: |
1 to 2 Years |
May 2006 ¡V July 2008 Jordan Investment and Finance Bank Amman, Jordan
Loan Officer
Job Description
ƒÞ Set up meetings and take mortgage applications, structure the loan to fit available Lender programs.
ƒÞ Analyze applicants financial status, credit, and property evaluations to determine feasibility of granting loans.
ƒÞ Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
ƒÞ Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other financial information.
ƒÞ Review and update credit and loan files.
ƒÞ Review loan agreements to ensure that they are complete and accurate according to policy.
ƒÞ Compute payment schedules.
ƒÞ Submit applications to credit analysts for verification and recommendation.
ƒÞ Confer with underwriters to aid in resolving mortgage application problems.
ƒÞ Negotiate payment arrangements with customers who have delinquent loans.
ƒÞ Supervise loan personnel.
ƒÞ Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
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