CNB Bank, Residential Loan Processor; Equity

DESCRIPTION

In this position, the processor handles loan documents for real estate loans and assists the underwriters, lenders, appraisers and closing team to finalize an accommodate, a timely and complete loan.

Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position.

• Prepare and supervise documents for all Home Equity loans
• Coordinate with underwriters and closing Team to ensure a timely loan process
• Ensure loan files are complete, accurate, and meet all regulatory and internal requirements
• Tracks undisclosed loans to stay in compliance

Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating:

• Respect
  - Speak to others with kindness, empathy, and fairness
• Client Focus
  - Deliver consistent, high-quality service that builds trust and loyalty
• Inclusion
  -Encourage diverse viewpoints and contributions in decision-making collaboration

Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating:

• Leadership
  :
  Demonstrate the ability to positively influence others to achieve
• Integrity
  :
  Strong business ethics and honest behavior
• Collaboration
  :
  Positively works well with others to produce excellent results
• Volunteerism
  : A recognized and visible presence in serving our communities

Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating:

• Accountability
  - Personal responsibility for assigned areas and actions
• Innovation
  - Reflects skill, good judgment, and positive conduct
• Professionalism
  - Ensure documentation prepared is accurate and correct

Supervisor drives strategic success from encouraging transparency, maintaining a focus on shared organizational goals, and making time for professional development. Supervisors are expected to hold regular one-on-ones with direct reports to provide them with an invaluable chance to align goals, offer guidance, and foster growth within their teams.

• To support the loan application process by ensuring all necessary documentation is completed for underwriting.
• Coordinate with loan officers and underwriters to obtain missing information or clarify discrepancies
• Organize and prepare loan files for underwriting
• Finalize the loan process by preparing closing documents and ensuring all conditions are met for disbursement

• The position requires the fulfillment of all Level I expectations
• Monitor multiple loans simultaneously, ensuring deadlines are met and files progress efficiently
  
  Be a dependable resource whom others can confidently turn to for guidance and answers
• Resolve any issues such as missing documents and mortgage filing for audits
• Strong understanding of loan regulations
• Track loan status, deadlines and proactively resolve issues that could delay processing within compliance
• Support and train Jr processors/Closers/Funders

• This Position requires the fulfilment of all level II expectations
• Organize and update training material
• Troubleshoot & test loans with in UAT environment
• Provide support to home equity Team Leader

Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning

To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required. Secondary education with related experience preferred. A background screening will…