QA Lead; Manual - Loans & Disbursement

Position: QA Lead(Manual) - Loans & Disbursement
Job Title:

QA Lead (Manual) – Loans & Disbursement

About Kumaran Systems

Kumaran Systems is a global technology solutions provider delivering innovative IT services and digital transformation solutions to clients worldwide. We foster a collaborative, growth-driven work culture and offer employees opportunities to work on global assignments, enabling both professional and personal development.

Role Overview

We are seeking an experienced QA Lead (Manual) with strong domain expertise in Loans & Disbursement within the Banking/Financial Services sector.
The ideal candidate will lead end-to-end testing strategies, ensure the accuracy of complex financial workflows, and drive quality assurance initiatives across lending systems. This role requires deep domain understanding, strong analytical skills, and hands-on expertise in API and database validation.

Key Responsibilities

Define and drive the testing strategy for Loans and Disbursement modules, ensuring alignment with business logic and regulatory requirements
Develop comprehensive test plans, risk assessments, and traceability matrices
Oversee end-to-end validation of complex scenarios such as credit scoring, loan onboarding, interest calculations, escrow management, and multi-channel disbursement (ACH, Wire, Check)
Perform and supervise API testing (REST/SOAP) and complex database validation to ensure data integrity and transaction accuracy
Lead, mentor, and conduct peer reviews for a team of QA engineers, fostering a high-quality delivery culture
Manage the defect lifecycle, prioritize issues based on business/financial impact, and collaborate closely with development and product teams
Ensure test coverage, quality metrics, and timely delivery across releases
Collaborate with stakeholders to understand requirements and translate them into effective test scenarios

Technical & Domain Requirements
Domain Expertise

Strong understanding of Lending Lifecycle:
Origination, Underwriting, Servicing, and Disbursement
Knowledge of amortization schedules, interest accruals, and reconciliation processes

API Testing

Proficiency in tools such as Postman, Swagger, or SoapUI
Ability to validate JSON/XML responses and execute chained API workflows

Database / SQL

Strong experience in writing complex SQL queries (Joins, Subqueries, Unions)
Ability to validate backend data, audit trails, and financial records

Tools & Technologies

Test Management: JIRA, Zephyr, Test Rail
Log Monitoring:
Splunk, Cloud Watch
Methodologies:
Agile / Scrum

Required Skills & Experience

8+ years of experience in Quality Assurance with a focus on Manual Testing
Minimum 3 years of experience in a Lead or Senior QA role
Strong experience in Banking, Financial Services, or Fin Tech domain
Hands-on experience in API testing and backend/database validation
Excellent analytical and problem-solving skills with attention to detail
Strong communication and stakeholder management skills

Preferred Skills

Deep expertise in Loans, Disbursement, and reconciliation processes
Ability to test and validate complex financial calculations and workflows
Exposure to automation testing frameworks (added advantage)
Experience working in large-scale enterprise applications

Relevant Experience Preferred

Experience in IT/ITES or product organizations within the BFSI domain
Exposure to regulatory compliance and financial audit processes
Experience working with distributed teams and cross-functional stakeholders

Qualification

Bachelor’s or Master’s degree in Computer Science, Information Technology, Finance, or a related field
Interested candidates kindly share your resume to saga