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Loan Processor

Job in Columbia - Richland County - SC South Carolina - USA
Company: WNS Global Services
Internship position
Listed on 2021-03-26
Job specializations:
  • Finance
    Loan Officer, Loan Servicing, Mortgage Underwriter
  • Banking
    Loan Officer, Mortgage Underwriter
Job Description & How to Apply Below

Job Description

  • Education Qualification – Graduate in any Stream
  • 2-3 years of experience in Mortgage Loan Processing
  • Should have detailed understanding of Mortgage documents including Income, Assets documents, underwriting and compliance documents, Credit reports etc.
  • Verifies documentation from1003,1008/FHA/ Loan Transmittal/VA Loan Summary
  • Reviews conditional approval letter, AUS findings and credit report
  • Should be we well versed with Income & Expense calculations including paystubs, W2’S, 1040. Schedule C. K1 – For salaried as well as Self employed borrowers.
  • Should be well versed with the Agency guidelines for Conventional FNMA & FHMLMC and other investors FHA, VA, USDA etc
  • Should be able to calculate LTV, front end and back end ratios, CLTV, HCLTV and perform extensive and thorough audit basis the guidelines
  • Sound Knowledge of various third party documents required to be ordered (e.g. Appraisal, Title, HOI, Flood Certificate, Work Number VOE, Fraud Guard/Other Risk Mitigation reports etc.)
  • Strong analytical and problem solving skills
  • Strong communication skills – Verbal and Written (in English)
  • Additional Information

    All your information will be kept confidential according to EEO guidelines.

    Position Requirements
    Less than 1 Year work experience
     
     
     
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