MCA Underwriter

Genuine Funding is a revenue-based finance company providing structured working capital solutions to businesses across the United States. Our platform is focused on disciplined underwriting, efficient capital deployment, and active portfolio management.

We combine flexible financing structures with a credit-driven approach to support small and mid-sized businesses across a range of industries.

We are seeking an experienced MCA Underwriter with a strong background in revenue-based finance, merchant cash advance, and complex merchant profiles.

• Review and underwrite MCA and revenue-based finance submissions
• Analyze bank statements, revenue trends, balances, NSFs, existing positions, and repayment capacity
• Structure funding offers based on risk profile and portfolio objectives
• Identify fraud, stacking, and collection-related risks
• Support portfolio monitoring and risk management

• Proven MCA or revenue-based finance underwriting experience
• Experience with complex, non-prime, or higher-risk merchant profiles
• Strong understanding of MCA structures, deal flow, renewals, and collections exposure
• Excellent analytical, mathematical, and decision-making skills
• Ability to manage volume while maintaining disciplined credit standards
• Autonomy in credit decision-making

• Direct access to ownership and senior leadership
• Paid time off
• Syndication opportunities