Product Analyst; Finance

Job Title:
Product Analyst (Finance Applications)

Location:
Hybrid working, home & UK travel, as & when required

Working Hours:
Monday - Friday 40 hours per week

Job Status:
Permanent

Join the UK’s largest B2B used vehicle service

At BCA, we’re altogether, more. More than just a normal vehicle remarketing company. More than just any other place to work. We’re Europe's largest vehicle remarketing company, the backbone of the UK’s automotive supply chain, the best place to build the career you want.

The Finance Product Analyst sits at the intersection of finance domain expertise and product thinking. Working closely with the Product Owner, this role drives the discovery, definition, and iterative delivery of customer‑centred improvements to BCA’s Finance applications - translating complex financial workflows into well‑prioritised product backlogs that deliver measurable business value.

• Own and maintain a well‑groomed, value‑driven product backlog for Finance applications; ensure items are clearly defined with acceptance criteria, business value rationale, and effort estimates ahead of sprint planning.
• Lead backlog refinement and sprint planning sessions in partnership with the Product Owner and delivery squads, applying agile best practices (Scrum / Kanban) to maximise throughput and minimise waste.
• Champion iterative delivery - break large requirements into independently deliverable increments, facilitate sprint reviews, and embed a test‑and‑learn mindset across the product team.
• Act as Product Owner proxy where required: make prioritisation calls that balance customer impact, technical debt, regulatory requirements, and commercial ROI.
• Identify gaps in existing Finance systems and validate proposed solutions through structured discovery and stakeholder feedback loops before committing to build.
• Define non‑functional requirements (performance, security, resilience, compliance) in collaboration with Infrastructure, Info Sec, and Service Delivery teams.

• Embed a customer‑first approach in all product decisions - conduct user research, journey mapping, and voice‑of‑the‑customer sessions with internal finance stakeholders and end‑users to surface genuine needs, overstated wants.
• Facilitate discovery workshops and design‑thinking sessions to build shared understanding of problems before solutions are explored.
• Challenge requirements that do not clearly link to a measurable user or business outcome, and advocate for outcomes over outputs in every conversation.
• Work directly with finance process owners to map as‑is workflows, identify friction points, and co‑design future‑state solutions that are both user‑centric and technically feasible.

• Supporting the product owner to leverage a strong understanding of core finance processes (P2P, O2C, R2R, budgeting and forecasting, financial reporting) to contextualise requirements and assess solution viability within the Finance applications landscape.
• Manage and track development spend against agreed budgets; coordinate supplier quotations, challenge commercial proposals, and monitor consumed versus remaining development days with third‑party enterprise application partners.
• Contribute to robust business cases - including cost‑benefit analysis, risk assessment, and projected ROI - to support investment decisions for new product initiatives or significant changes.
• Provide senior management with clear, finance‑literate insights on project scope, cost trajectories, and delivery risk to enable informed prioritisation and governance decisions.

• Finance domain expertise - solid understanding of core finance processes (procure‑to‑pay, order‑to‑cash, record‑to‑report, FP&A) and working knowledge of enterprise finance systems such as Access Dimensions, PT‑X, SAGE 50 Professional, Business Central, CALMS2 Web 2.0, and Enterprise Emburse.
• Product mindset - experience contributing to or owning a product backlog; able to write user stories with clear acceptance criteria and participate actively in…