Pension Risk Transfer Pricing - Associate Actuary

Are you resourceful and motivated with an entrepreneurial mindset? Are you able to manage multiple tasks and thrive when dealing with ambiguity? We are looking for an Associate Actuary I to demonstrate sufficient progress in understanding and applying basic actuarial principals, to join our Pension Risk Transfer Pricing team. This position is located at our downtown office in Houston, TX.

In this role you will help scale the company's PRT product after a market‑leading launch. You will contribute to the pricing strategy of the business to ensure continued success and achievement of sales and profitability targets.

Responsibilities include improving the processes used to perform and communicate complex actuarial analyses such as actuarial exhibits, pricing, reserving, financial planning, modeling, data analyses, and other tasks as assigned.

• Prepare and/or review Group Annuity Quotes with minimal guidance
• Analyze data and longevity risk for bids and related analysis to refine the company's longevity underwriting and support valuation
• Support risk assessment with analysis of sensitivities and stress tests
• Analyze annuitant behavioral experience to support ongoing refinement of liability models
• Stay updated on evolving standards that impact the business including LDTI, P , and government regulation
• Complete processes and improve methods for performing and documenting actuarial analyses promptly and accurately
• A portion of the role's responsibilities (approximately 25%‑50%, depending on the time of year) will support the retail annuity pricing team:
  • Own retail annuity rate setting process for structured settlement and reinsurance products.
  • Work on cross functional projects between retail annuity and PRT pricing teams.

• A bachelor's degree in mathematics, statistics, economics, or a related field with a strong mathematical background is required
• Knowledge of Group Annuities and/or Pensions
• Strong verbal and written communication skills
• Associate of the Society of Actuaries (ASA) attainment
• Five or more years of actuarial analysis
• Experience in Pension Risk Transfer

• GGY Axis experience
• Python experience

Base pay is determined by a variety of factors, including training, transferable skills, relevant experience, business needs, and market conditions. Compensation is subject to change and may be modified in the future.

American National offers a comprehensive benefits package supporting employees' health, financial security, and well-being, including multiple medical plan options, dental and vision coverage, basic life insurance, and health savings accounts. Employees are automatically enrolled in a company-funded 401(k) plan, receive paid time off and holidays, and work in an inclusive, people‑first culture that values flexibility, work‑life balance, professional growth, and a casual dress environment.

American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.