SVP, Commercial Lender

About the Role

As a Commercial Lender, you will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position identifies quality loan opportunities and maintains a high‑quality loan portfolio.

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high‑quality loans, including C&I and owner‑occupied CRE loans; knowledge of SBA loans is required.
• Act as a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and maintaining the existing loan portfolio.
• Develop measurable goals and objectives that focus on both customer service and long‑term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services to customers and cultivating relationships to drive loan growth.
• Stay abreast of industry and professional trends, products, and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies, and processes related to assigned responsibilities.
• Assist in the positive image and growth of the bank.
• Comply with all federal, state, and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Participate in project meetings.
• Secondary oversight of lobby services.
• Management of personal banking, cash operations, and loan floor supervisors.
• Daily oversight in absence of market supervisor/president.
• Perform any additional duties and tasks assigned by management.

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self‑motivated with a strong work ethic and ability to handle high‑pressure situations.
• Exceptional managerial, organizational, planning, time‑management, and project management skills.
• Excellent written, communication, and customer relations skills.
• Ability to set strategic goals and ensure high quality of products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint, and Outlook.

• Bachelor’s degree in accounting, finance, economics, or a business‑related field required.
• Minimum of three years Commercial Lending experience.
• Formal credit training – preferred.

Guaranty Bank & Trust, Katy, TX. Must live within 45 minutes of the bank’s location.

Address: 655 West Grand Parkway South, Katy, TX 77494

While performing the duties of this job, the employee is often required to sit, use hands in repetitive motions to finger, grasp, handle or feel, and talk or hear. The employee is occasionally required to stand, walk, and lift or reach with hands and arms. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.

Must be able to routinely perform work on a computer for an average of 6‑8 hours per day. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Must be capable of climbing or descending stairs in an emergency situation. Specific vision abilities required include: preparing and analyzing data and figures;

transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents. Employees may also be eligible for a health…