Senior Loan Processor Loan Partner

Responsibilities Pre-Underwrite

• Run files through the pre‑underwrite checklist before they go anywhere
• Pull and analyze the cash, credit, and capacity documents
• Send incomplete files back to the LP2 with a clear list of what is missing (cc the team captain when it matters)
• Order all third‑party services
• Get clean files into underwriting without overthinking it

• Read CLAs carefully and ensure they are clear and accurate
• Verify what is already in the file before asking the borrower for something we already have
• Translate underwriter speak into language a borrower can understand
• Submit conditions thoughtfully, not in a panic
• Coach the LP2 when their submissions could be tighter
• Send Clear‑to‑Close to the whole loan team
• Compare ICDs and CDs against the LE and flag any discrepancies

• Watch closed loans for funding authorization
• Clear post‑funding conditions as they come in
• Help borrowers and team members with any post‑closing issues

• Work with the team captain to tighten LP2 submission checklists and workflows
• Show up for weekly team and pipeline meetings
• Log critical communication in the LOS/CRM (all of it)
• Build real relationships with underwriting, closing, funding, post‑closing, and QC departments
• Communicate with borrowers and partners at a level above the average processor

• Review every incoming loan within 1 business day of receipt
• Review 5 loans daily (or as directed by the team captain)
• Submit loans to underwriting within 48 hours
• Average 3 underwriting submissions a day
• 95% or more of initial CLAs return with 10 or fewer conditions

• Two‑touch maximum from CLA to Clear‑to‑Close
• 95% or more of loans close on time

• Handle any post‑funding issues on the same business day

• High school diploma or equivalent
• At least 5 years of experience in processing or underwriting mortgages
• Familiarity with investor guidelines
• Comfortable using DD and LP software
• Experience in real LOS systems (Encompass, Calyx Point, Arive, Lending Pad, etc.)
• Tech‑fluent and independent with new tools
• Uses AI as a tool to increase speed, not a crutch
• Comfortable in a non‑delegated broker environment with private disclosures and warehouse funding
• Strong written and spoken communication skills
• Excellent time management and high‑pressure composure
• Detail‑oriented with ownership of work
• Team player across departments
• Successfully completed all required regulatory and compliance training

$50,000 per year