Senior Ag​/Commercial Loan Processor

Profinium Bank has an opportunity for a Senior Ag/Commercial Loan Processor role!

We are a full-service, family-owned bank located in Southern MN. We believe that your AMAZING is possible & we are dedicated to helping our employees & clients achieve their dreams.

You prepare & process new commercial, agricultural, commercial real estate & agricultural real estate loans as well as support bank customers providing service in account management, documentation, customer service & technical support. You provide support to both consumer & business/ag bankers in all bank locations. You provide training & support for others on the credit team. You also make recommendations for improving banking functions & creating an AMAZING client experience!

Loan Processing- 60%

• You prepare documentation necessary to close agricultural, commercial, agricultural real estate, commercial real estate loans & HELOC’s.
• You review teammate’s agricultural, commercial, agricultural real estate & commercial real estate loan documents for accuracy.
• You coordinate the process of closing new loans & renewals with the lender &or loan assistant to ensure that necessary documents are created to properly close the loan.
• You work with Title Companies to obtain preliminary & final title policies. Review title work for accuracy prior to closing.
• You upload loans to core software; disburse funds, perfect collateral, set up files & credit track loans after loan has been closed.
• You prepare documents necessary to close consumer loans as needed.
• You verify loan input in core software.
• You manage participation advances & payments. Support participation documentation as requested.
• You complete & review UCC lien searches (Pre-close, Post Close & annual as needed).
• You obtain credit reports as requested.
• You update closed loans & release collateral.
• You create & maintain consistent & organized loan files according to bank standards. Scan all documents received. Move old information to transfer files per procedures. Complete & submit reports as assigned.
• You provide clerical services to the lending officers such as drafting correspondence, creating spreadsheets, making copies, filing & scanning documents.
• You provide other market support to the market leader as assigned.

Loan Operations Administration- 20%

• You balance the loan portfolio.
• You provide training to new loan processors on preparing loan documents, uploading, disbursement of funds, perfecting collateral, scanning files, reporting & all other functions of their job description.
• You review & qualify new loans for FHLB eligibility & complete the quarterly FHLB reporting.
• You recommend & implement operational changes to improve efficiency.
• You are an admin for various products/programs and manage & update them as needed.

Customer Service- 10%

• You answer client inquiries on bank products, services, accounts & policies; promote cross selling; research & correct account discrepancies.
• You provide payoffs & collateral releases as requested.

Other- 10%

• You are required to achieve referral results based on annual targets communicated by supervisor.
• You comply with organization policies, systems, process & procedures with a strong commitment to the overall direction & focus of the organization.
• As a part of the overall team of bank employees, you may be requested to assist in the support of other bank activities.
• You promote the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3’s) & Core Values to guide your behavior.

Competencies

• Attention to Detail
• Customer Service Oriented
• Verbal & Written Communication
• Training
• Peer Leadership
• Initiative
• Reliable
• Independent Judgement
• Flexible
• Teamwork

Education, Experience & Skills

• You value client experience & are capable of committing to a team culture like no other!
• You take pride in providing a quality product & having fun along the way!
• You have a High School Diploma or equivalent.
• You have 1 or more year’s related bank experience in loan operations or support.
• You have a high numerical aptitude.
• You are able to maintain confidential information.
• You have the skills needed in a typical office environment,…