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Job Description & How to Apply Below
SUMMARY OF ROLE
To manage a range of complex and standard client accounts daily. To secure sales and generate income in line with the business plan.
KEY RESPONSIBILITIES- Business Generation:
To contribute to the development of the bank’s overall business plan through identification of income-generating opportunities in defined market industries and targeted potential customers. - To achieve the target submitted in the annual budgetary plan for the specific account portfolio allocated.
- Portfolio Management:
To manage account relationships with the existing portfolio of customers in order to maximize account profitability within the bank’s Group Credit policy. - To establish account relationships with new customers within the assigned industry.
- To ensure high-risk situations are identified early and actions taken for proper intensive handling and recovery.
- Customer Management:
To meet with current and potential key bank customers in the interests of sustaining and furthering ongoing profitable relationships. - Cross-sell bank products and services.
- Positive representation and projection of the bank in the market.
- Credit Assessment:
To prepare timely and quality credit proposals for analysis and approval in line with authority level. - Policy and procedure awareness.
- Credit knowledge (IFRS9), overdue, excess limits, missing and expired documents, call reports and insurance expiry trackers.
- Process Innovation, Automation & Digitalization:
Drive continuous process improvement through innovative, automated, and digital solutions when required. - Business Control & Governance:
Ensure adherence to the bank’s policies, regulatory requirements, and industry standards in all operational activities. - Self/People Development & Continuous Learning:
Continually update oneself through knowledge acquisition, on-the-job training, or project involvement; advocate and support others to do the same.
- Bachelor’s Degree in Finance, Accounting, Economics, or any other related field.
- 5+ years of experience in the banking sector or any other related financial sector.
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