Commercial Desktop Investigator

By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.

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Commercial Desktop Investigator

The role of a Commercial Desktop Investigator within Sedgwick’s Commercial Investigations team offers a dynamic and intellectually stimulating opportunity to be at the forefront of counter-fraud efforts. This team plays a vital role in delivering tailored, cost-effective fraud prevention strategies to a diverse range of internal and external clients. Rather than relying on a generic approach, Sedgwick prides itself on customising its investigative methods to suit each unique case, ensuring that every claim is thoroughly and thoughtfully assessed.

As a Commercial Desktop Investigator, you’ll be responsible for managing a portfolio of commercial claims flagged as potentially fraudulent. The work is varied and engaging, involving telephone and video interviews, evidence gathering, and liaising with policyholders, contractors, suppliers, and external agencies such as the police.

You’ll be expected to plan and conduct investigations, produce well-structured statements, and prepare detailed reports with clear recommendations for insurers. The role also includes issuing outcome letters, negotiating settlements, and maintaining high standards of customer service while adhering to strict service level agreements.

• Insurance Knowledge
  :
  Strong understanding of commercial and property claims, including business interruption and the principle of indemnity.
• Fraud Detection
  :
  Experience using data and technology to identify and report fraudulent activity to relevant bodies.
• Legal Awareness
  :
  Familiarity with current case law, statutes, and legal liabilities relevant to insurance investigations.
• Investigative Skills
  :
  Ability to identify, secure, and preserve evidence through interviews and desktop enquiries.
• Regulatory Compliance
  :
  Understanding of FCA guidelines, GDPR, and Sedgwick’s complaint procedures.
• Negotiation Ability
  :
  Skilled in negotiating settlements and challenging fraudulent claims effectively.
• Planning & Organisation
  :
  Capable of managing multiple investigations, prioritising tasks, and meeting tight deadlines.
• Report Writing
  :
  Competent in preparing clear, concise reports with firm recommendations for insurers.

Remuneration & more

• Competitive salary taking into account skills, experience and qualifications
• A Self Invested Personal Pension Scheme (SIPP)
• Holiday allowance of 25 days plus bank holidays
• Flexible working from our office or your home

Health & support

• Private healthcare plan (including pre-existing conditions)
• Life assurance
• Employee assistance programme for employee wellbeing
• Group Income Protection

Other benefits

• Voluntary benefits – dental cover, cycle to work scheme, season ticket loan, welling and digital GP applications
• Discounts on various products and services

At Sedgwick, not only will you be working behind the scenes for some of the UK's most trusted insurance brands helping to resolve millions of claims every year, you'll also be an architect of tomorrow's insurance landscape with Sedgwick University. Our proprietary offering is the most comprehensive training and development program in the industry with more than 15,000 courses on demand, training specific to roles, and opportunities to continue your formal education – all available to you starting from your…