Commercial Banking Portfolio Manager

Responsibilities

• Work independently to underwrite, analyze, process and service loans.
• Prepare loan proposals and analysis customized to each potential deal in collaboration with VPPM as necessary.
• Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions and repricing’s.
• Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.
• Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.
• Help drive a high level of member engagement with focus on preserving the existing loan portfolio and growing loan volume.
• Monitor credit compliance, analyze associated risks, and consult with VPPM and member to develop an action plan for appropriate resolution.
• Monitor competitive issues and loan pricing for portfolio of assigned accounts.
• Detect potential problem credits and collaborate with appropriate staff to resolve problems.
• With appropriate guidance to coordinate all aspect of loan negotiations and documentation.

• Undergraduate degree in finance, accounting or related field.
• Completion of bank credit training program preferred.
• 3+ years of banking or other relevant experience.
• Knowledge and application of financial and accounting principles.
• Knowledge of loan structures and legal documents.
• Strong analysis and critical thinking skills including credit analysis, interest rate modeling and portfolio structuring.