Commercial Portfolio Manager

The Commercial Portfolio Manager is a key member of the client team. The Commercial Portfolio Manager works with the Commercial Relationship Manager to meet with customers and screen new deals. The Commercial Portfolio Manager is responsible for underwriting credit requests and managing a commercial credit portfolio of increasing complexity with increasing independence based on experience.

• Works with the Commercial Relationship Manager to meet with the customers and screen new deals.
• Underwrites credit packages for new money and renewal requests.
• Manages a portfolio of existing client relationships.
• Completes annual reviews; reviews monthly borrowing bases and covenant calculations; monitors changes in the borrower’s industry and operating performance; and identifies changes in the borrower’s credit risk profile.
• Ensures all credit risk metrics within the assigned portfolio are managed within acceptable risk tolerance.
• Serves as a resource and mentor for Commercial Credit Analysts.
• Maintain confidentiality and security of sensitive information.

• Bachelor’s degree in Accounting, Finance or other related field.

• 5+ years of progressive Commercial Credit experience.
• Completion of formal credit training.
• Solid understanding of financial statement analysis, cash flow analysis, accounting, and credit structuring.
• Proven underwriting and decision-making experience.
• Demonstrated track record of effective problem-solving.
• Ability to meet deadlines while managing multiple projects / processes.
• Positive, growth-mindset.
• Willingness to learn and develop and to be an active contributor to the team.
• Strong communication, organizational, and time management skills.
• Proficient with Microsoft Office Products.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.