Compliance & Risk - Post Close Quality Control Analyst

Compliance & Risk - Post Close Quality Control Analyst

11325 Random Hills Rd suite 600, Fairfax, VA 22030, USA

As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward‑looking solutions.

• Act as the primary liaison between the Company and its Quality Control vendor for post‑close, adverse action, and early payment default reviews of residential mortgage loans.
• Review the QC vendor’s comprehensive underwriting and compliance analyses, including income calculations for wage‑earning and self‑employed borrowers, debt‑to‑income and loan‑to‑value ratio assessments, credit evaluations, review of initial and final disclosures, collateral assessments, and title documentation analysis.
• Ensure that loan reviews conducted are documented with actions taken for each loan, with alignment to defect ratings and exception classifications.
• Perform a risk‑based sample (not less than 10% per month) of completed vendor post‑close reviews to validate defect accuracy, consistency, and vendor performance.
• Meet established performance standards, audit milestones, and cycle deadlines.
• Participate in recurring meetings to analyze quality trends and offer recommendations that enhance alignment with Fannie Mae, Freddie Mac, FHA, USDA, VA, and private investor guidelines.
• Complete red flag reviews assigned by leadership and provide a comprehensive summary of findings upon conclusion of each risk investigation.
• Other projects and duties as assigned.

• 2+ years of Quality Control and/or Quality Assurance experience.
• Knowledge of agency and government mortgage guidelines, including Fannie Mae, Freddie Mac, FHA, VA, and USDA.
• Foundational knowledge of federal and state mortgage lending laws and practices.
• Strong verbal and written communication skills, with the ability to convey information clearly and effectively.
• Highly organized and analytical, with a demonstrated ability to work independently and meet established deadlines.
• Proven ability to manage multiple priorities and adapt to evolving industry standards and responsibilities.
• Bachelor’s degree or equivalent experience in the mortgage industry, preferred.

• Proficient using Encompass Loan Origination System.
• Advanced proficiency with Microsoft Excel, Word, and Outlook.
• Practical understanding of automated underwriting systems.

• Access to competitively priced, high‑quality health care options through Aetna, Met Life, and Eye Med, along with employer‑paid short term and long term disability, basic life and AD&D insurance (including employee‑paid life, legal resources, and Aflac supplemental options).
• Plan for the future by investing in a 401(K), with up to $4,000 employer match, invest even more with our Health Savings Account (HSA).
• Put your family first with Flexible Spending Account (FSA) for dependent care.
• 12 weeks of paid maternity leave through our short‑term disability plan.
• Receive well‑rounded wellness benefits, including free and low‑cost mental health resources and support services through our Employee Assistance Program.
• Rest and relax with paid time off (increases with tenure).
• Protect yourself from identity theft or travel mishaps with our no‑cost coverage.
• Get access to your paycheck early with an advanced pay option through Dayforce Wallet.