Senior Backend Engineer; R&D

Moniepoint is one of Africa’s fastest-growing fintech companies, recognised by the Financial Times for three consecutive years. We provide an end-to-end financial ecosystem powering payments, banking, credit, and business tools for over 10 million users, processing more than $250B+ in annual transaction value.

In , Moniepoint completed a Series C fundraise exceeding $200 million, backed by leading global investors including Visa, Google’s Africa Investment Fund, Development Partners International, Leap Frog Investments, Lightrock, and IFC. This investment underscores our scale, profitability, and long-term roadmap and solidifies Moniepoint’s position as one of Africa’s fintech unicorns.

Engineering at Moniepoint is an inspired, customer-focused community committed to pushing the boundaries of what is possible. Our R&D team takes this even further—leading exploration, experimentation, and innovation efforts that inform the entire organization.

Our Research & Development (R&D) team operates at the group level, driving innovation, guiding technical strategy, and shaping the next generation of financial technology across all our business units. This is a rare opportunity to work at the center of our most forward-thinking initiatives, helping us imagine, design, and build what comes next. You will work on projects that span multiple domains, from designing next-generation architectures to powering new business lines, modernizing infrastructure, and shaping future-facing strategies around AI, security, KYC, automation, and more.

If you’re excited about solving complex problems, experimenting with cutting-edge technologies, and building the future of fintech from the ground up, this role is for you.

• Collaborate on ideation, prototyping, and execution of new revenue-generating products and businesses.
• Lead early-stage technical design and market-fit experiments.
• Design scalable, production-ready backend systems.
• Spearhead key initiatives such as implementing an API Gateway, rethinking architecture patterns, and modernizing our CI/CD and security infrastructure.
• Contribute to group-wide strategies in areas like AI adoption, KYC modernization, change management, and long-term technical planning.
• Partner with multiple business units to align R&D outcomes with group objectives.
• Identify inefficiencies and transform existing workflows, systems, and tools to boost operational excellence.
• Drive developer experience improvements through automation, refactoring, and standardization.
• Assess, experiment with, and recommend emerging technologies for adoption across the organization.
• Support engineering with innovation initiatives and guide toolchain modernization.
• Write clean, maintainable, well-documented code with a focus on reliability and testability.
• Debug complex issues and provide technical guidance across multiple stacks.
• Participate in code reviews, architectural discussions, and knowledge-sharing sessions.
• Document systems, decisions, experiments, and methodologies to support transparency across teams.

• Strong backend engineering expertise, with the ability to design and implement scalable, reliable systems from scratch.
• Energized by ideation, rapid prototyping, and validating new business opportunities through technical experimentation.
• Strategic mindset and can contribute to architecture evolution, including API gateways, CI/CD modernization, security enhancements, and platform-wide improvements.
• Comfortable working across multiple domains including AI, KYC, infrastructure, automation, change management, and can adapt quickly as priorities evolve.
• Partners with diverse stakeholders across business units to align technology initiatives with organizational goals.
• Keen eye for identifying inefficiencies and a passion for modernizing processes, tool chains, and developer workflows.
• Debugs complex issues, providing technical leadership across stacks, and elevating engineering standards.
• Excels at documentation and transparency, ensuring that experiments, decisions, and systems are well-understood across teams.

• Culture - We put our people first and…