Legal Expert Financial Regulation

At ING we are looking for a Legal Expert Financial Regulation

We are looking for a talented and enthusiastic Legal Expert to join our Retail Banking Legal Team within the Legal Team.

The responsibility of this team is supporting the Head of Department, team members, and internal clients to identify and mitigate legal risks across ING’s operations.

As a Legal Expert in the Retail Banking Legal Team you will:

• Provide expert legal advice, guidance, and support to ensure legal and reputational risks are identified, reported, and mitigated.
• Act as legal advisor to the retail banking business, working closely with relevant teams.
• Advise and support business colleagues across product lines, helping to formulate, coordinate, and communicate policies, procedures, and controls to manage legal risk effectively.
• Engage and manage external counsel, reviewing their advice and documentation.
• Draft, review, manage, and negotiate a wide range of commercial and outsourcing agreements, ensuring compliance with regulatory requirements for credit institutions.
• Deliver practical, solution-oriented legal advice on banking and investment matters
• Stay current with changes in laws and regulations affecting the banking sector.

The main challenges you will face in this team are:

• Adapting work style to handle complex and varied workloads.
• Prioritizing tasks based on legal risk and commercial considerations.
• Navigating a complex financial regulatory environment.
• Maintaining knowledge of ING’s operations and policies.
• Deepening expertise in specialized areas and anticipating legal developments to provide forward-looking advice.
• Increasing ability to manage complex tasks independently.
• Building strong relationships with senior management and inspiring stakeholder confidence.
• Balancing the need for thorough analysis with timely decision-making under commercial pressures.

Want to know if this job is made for you? These are some of the qualities that we value most for this role. And if the shoe fits… don’t hesitate to apply!

• Law degree from an accredited institution; qualification to practice law in Spain is desirable.
• 5–7 years of relevant experience at a law firm, fintech, and/or financial institution with regulatory exposure.
• Essential regulatory expertise: banking and investment products, particularly MiFID, Payments regulations, IDD, or lending regulations.
• Desirable expertise: digital innovation, data protection and KYC.
• Excellent organizational and prioritization skills; ability to manage competing priorities effectively.
• Proven ability to meet tight deadlines and adapt to changing priorities in a fast-paced, dynamic environment.
• Fluent in English (including drafting legal documents) is essential.
• Proactive attitude and readiness to embrace change and new challenges.

We understand the importance of work–life balance. At ING we want your work to fulfill you in every way and we take care of the details.

Be flexible and discover what awaits you at ING.

• Be flexible, my friend. Our model is based on flexibility and accountability. You will determine with your team which days you work from home and which you come to the ING MAD office to give your best self.
• Restaurant card. For easy lunch planning.
• Our house will be your home. Offices with mobility solutions, health services, gym, and more.
• Health insurance. For you and your family.
• Life insurance. We help protect what matters most.
• Flexible remuneration. Access benefits such as nursery, transport card, training aids, etc.
• Free company shuttle. Six routes to Madrid offices.
• Banking benefits. Special loans and mortgage conditions after six months; pension plan after one month.
• More vitality and belonging. 360º care, onsite physiotherapy, sports clinics, Gympass, and employee networks.

We are a team of more than 1,600 people sharing one idea:
helping our clients create a better future by providing the tools they need to get where they want to go.

A fully online bank where technology, innovation, simplicity, and transparency are the main ingredients, and the first to work with agile methodologies
.

Although we are based in Spain, we are part of an international bank with presence in more than 40 countries
.

We are proud to have a diverse team and are committed to continuing to develop a culture of Diversity, Inclusion and Belonging to foster collaboration and innovation for all communities in society.

We are orange on the outside and green on the inside. Our sustainability journey is Empowering (y) our Sustainability journey
.

Hacer que las cosas pasen, ayudar a otros a tener éxito y estar siempre un paso por delante—esa es nuestra ADN. Si te ves reflejado en nuestra forma de ser y trabajar… ¡esperamos conocerte!