Credit Review Specialist

Job Description

Responsible for conducting credit analyses including gathering, analysing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to the persons responsible for making credit decisions. Sets up and maintains databases used to analyse accounts and/or portfolios.

Monitors accounts to identify potential risk to mitigate losses to Elavon. Generally furnishes information relative to credit inquiries to appropriate parties.

• Analyse both existing and prospective customers with exposure above €1MM.
• Complete financial and business analysis reports within our systems or in written form as required.
• Work closely with Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required.
• Make credit decisions on the cases assigned.
• Deal with customers and Sales team on a range of credit & risk issues.
• Handle effective time management and meet deadlines.
• Collaborate as a team player and identify when an issue needs to be escalated.
• Maintain a positive approach and demonstrate self‑motivation.
• Support management with tasks as necessary.

• Bachelor's degree or equivalent work experience.
• Two years of related experience.
• Strong verbal and written communication skills in English.
• Ability to read and interpret financial statements.
• Accuracy and attention to detail.
• Ability to work in a fast‑paced environment.
• Good Microsoft Office skills.
• Excellent interpersonal skills and customer service.
• Proven track record of dealing with difficult customer queries and providing excellent customer service.
• Alternative language skills are an advantage but not a requirement.

The role offers a hybrid / flexible schedule, with an in‑office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. This position is not eligible for visa sponsorship. Accessibility:
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value. Benefits include:

• Market‑competitive compensation package with clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
• Performance‑based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria.
• Inclusive equitable benefits focused around the three main pillars of financial wellbeing, health & wellness.
• Continuous development opportunities including training, education support, and career progression pathways.
• Employee recognition programs celebrating achievements and milestones.
• Regular review of compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends.