Credit Review Specialist

Job Description

Responsible for conducting credit analyses including gathering, analysing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to person(s) responsible for making credit decisions. Sets up and maintains databases used to analyse accounts and/or portfolios.

Responsible for monitoring accounts to identify potential risk to mitigate losses to Elavon. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally, furnishes information relative to credit inquiries to appropriate parties.

• Analyse both existing and prospective customers with exposure above €1MM
• Complete financial and business analysis reports within our systems or in written form as required
• Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
• Make credit decisions on the cases assigned
• Deal with customers and Sales team on a range of credit & risk issues
• Effective time management and ability to meet deadlines
• Good team player
• Ability to identify when an issue needs to be escalated
• Positive approach and the ability to be self‑motivated
• Support management with tasks as necessary

• Bachelor's degree, or equivalent work experience
• Two years of related experience
• Strong verbal and written communication skills in English
• Kindly ensure that your CV and application are submitted in English

• Ability to read and interpret financial statements
• Accuracy and attention to detail
• Ability to work in a fast‑paced environment
• Good Microsoft Office Skills
• Excellent interpersonal skills and customer service
• Proven track record of dealing with difficult customer queries and providing excellent customer service
• Alternative language skills are an advantage but not a requirement

• The role offers a hybrid / flexible schedule, which means there's an in‑office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

This position is not eligible for visa sponsorship.

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market‑competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
• Performance‑based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness.
• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
• Employee recognition programs that celebrate achievements and milestones for all.

For more information about the compensation package, please consult the available resources.