Credit Risk Analyst

The Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.

After sourcing of a deal opportunity by Origination team, the Credit team shall:

• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee
• Support and interact with the Credit and Sales teams in the analysis of new deal opportunities
• Take an active role and participate in negotiations and in borrower relationships
• Review loan documentation together with the legal team
• Draft term sheets and engagement letters
• Anticipate any credit deterioration through active monitoring of borrowers using digital technology
• Participate in the portfolio and borrower companies monitoring

• Degree in Finance, Economics or Business Administration
• Minimum 8-10 years of experience in a similar role at a bank or private debt fund
• Knowledge of loan products and/or bonds and French law
• Strong analytical and writing skills
• Excellent numerical and financial modelling skills
• Good communication skills
• Fluent in Spanish and English (knowledge of an additional language would be an asset)
• Result-driven
• Able to adapt quickly in a fast-moving environment

River Bank is one of Luxembourg's fastest growing financial services companies. We are a client focused corporate lender, dedicated to funding SMEs across Europe, with an initial focus in the Netherlands, Luxembourg, France and Spain. We have ambitious plans to grow, at pace, to support thousands of SMEs and medium size corporations to invest in and build their businesses.

We are recruiting people who are excited to build a bank on a mission to make a difference to small and medium businesses across Europe, who can help us continue to build momentum, bring customers and help shape the pan-European SME bank of the future. We want people who are passionate about building relationships with clients and able to market lending solutions that will work for all stakeholders.

River Bank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.