Cash Management – Liquidity Product Associate

Country:
Spain

Santander () is evolving from a global, high-impact brand into a technology-driven organization , and our people are at the heart of this journey. Together , we are driving a customer-centric transformation that values bold thinking, innovation , and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

Santander Corporate & Investment Banking (Santander CIB) is looking for a Cash Management -- Liquidity Product Associate based in Madrid, within GTB -- Global Cash Management | Liquidity Solutions.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Working closely with Global and Local GTB Cash Sales and Product teams to analyse client requirements and industry trends, delivering solutions aligned with GTB's strategic goals.
• Supporting customer retention and new business growth through the optimisation and evolution of liquidity products.
• Liaising with internal stakeholders to ensure existing liquidity products continue to support business needs and target growth.
• Supporting the identification, design and development of new liquidity products, ensuring alignment with client needs and governance requirements.
• Producing end-to-end documentation required for product approvals, from concept through to full approval.
• Acting as a subject matter expert for internal teams and clients, providing technical expertise across stakeholder groups.
• Maintaining and evolving the Target Operating Model for liquidity products in collaboration with Operations, IT and Front Office teams.
• Centralising and streamlining the global liquidity product offering to deliver a unified global proposition.
• Monitoring and managing global product performance, defining key metrics to drive growth and ensuring reporting is clear and client friendly.
• Operating independently with a high level of ownership and self-motivation.

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• 3 years of experience in Cash Management, Liquidity Products, Treasury or related fields (Required)
• Strong understanding of liquidity structures, product development and global banking frameworks (Required)

• Bachelor's or Master's Degree (Required)

• English (Required)
• Additional languages (Preferred)

• Strong knowledge of global cash management and liquidity products
• Experience in product development, pricing, governance and operating model design
• Full proficiency in Microsoft tools (Excel & PowerPoint)

• Excellent analytical and problem-solving skills
• Strong communication and stakeholder management abilities
• Ability to work effectively in global, cross-functional environments

• We're enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models---some days remote, some days onsite with your team---along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space:
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