Junior) Legal Counsel; m​/w​/d TF Bank AB; publ

(Junior) Legal Counsel (m/w/d) | TF Bank AB (publ)

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Organising Institution / Firm

TF Bank AB (publ)

Not Specified by Organiser

Berlin or Hamburg, Germany

Not Specified

Law degree (First or Second State Exam, Wirtschaftsjurist/in, LL.B., LL.M., or equivalent) with 1–3 years of experience; alternatively, a qualified legal professional background (e.g. Rechtsanwaltsfachangestellte/r, Rechtsfachwirt/in) with 4+ years in financial services. Fluent in German and English.

Job

In the rapidly evolving landscape of European financial services, the intersection of law, technology, and consumer protection has become the most fertile ground for ambitious legal professionals. The recent opening for a (Junior) Legal Counsel at TF Bank AB (publ) in Berlin or Hamburg represents more than just a job vacancy; it is a strategic entry point into the high‑stakes world of fintech regulation.

For early‑career lawyers, this position offers a rare blend of autonomy, cross‑jurisdictional exposure, and the opportunity to shape the legal architecture of a modern digital bank.

"The modern in‑house counsel is no longer just a gatekeeper; they are a business enabler. In the fintech sector, your ability to translate complex regulatory requirements into seamless product features is the ultimate competitive advantage."

The financial services industry is currently undergoing a seismic shift. With the implementation of directives like PSD2, the upcoming CCD II (Consumer Credit Directive), and the constant evolution of EBA guidelines, banks are under immense pressure to remain compliant while innovating at speed. A Junior Legal Counsel at a firm like TF Bank AB sits at the epicenter of this tension.

Unlike traditional law firms, where work is often siloed, an in‑house role at a fintech company requires a holistic understanding of the business lifecycle—from the initial product design phase to the final customer‑facing documentation.

By joining the Group Legal team, you will be tasked with:

• Regulatory Translation: Bridging the gap between abstract legal mandates and operational reality.
• Product Stewardship: Ensuring that customer‑facing advertising and pre‑contractual disclosures are not only legally sound but also user‑friendly.
• Cross‑Border
  
  Collaboration:
  
  Engaging with legal teams across diverse European markets, providing a unique perspective on how different jurisdictions interpret EU‑wide financial regulations.

This role is specifically designed for those who are eager to move beyond the theoretical application of law. The responsibilities listed—ranging from contract negotiation and dispute resolution to AI governance—provide a comprehensive training ground. In today’s market, the most valuable lawyers are those who possess legal tech literacy. Exposure to Contract Lifecycle Management (CLM) systems and AI governance frameworks, as highlighted in the job description, will distinguish you from your peers and prepare you for the future of the legal profession.

Furthermore, the hybrid working model and the collaborative, international environment at TF Bank AB foster a culture of continuous learning. For a junior professional, the ability to work closely with senior stakeholders and commercial teams is invaluable. It teaches you how to communicate legal risk in a way that business leaders can understand and act upon—a skill that is essential for any future General Counsel or Head of Legal.

Securing a position in a top‑tier fintech firm requires more than just a strong academic record. To stand out, candidates should focus on the following pillars:

• Regulatory Fluency: Familiarize yourself with the current state of the Consumer Credit Directive (CCD II) and the Payment Services Directive (PSD2). Being able to discuss the impact of these regulations during an interview will demonstrate proactive interest.
• Commercial Awareness: Research TF Bank’s product offerings. Understand their target demographic and the specific legal challenges associated with digital lending and payment services.
• Drafting Precision: Be prepared to showcase your ability to draft clear, concise, and legally robust contracts. In the fintech world, clarity is king.