Senior Credit Cards Business and Technology Consultant - Cards Platform Transformation

Senior Credit Cards Business and Technology Consultant
- Cards Platform Transformation Job Snapshot
- Role:
Senior Credit Cards Business and Technology Consultant

- Location:

Abu Dhabi, United Arab Emirates
- Industry: Banking
- Function:
Enterprise Software Implementation Consulting

- Experience:

10-15 years
- Job Type: Full Time
- Work Arrangement:
On-site Position Overview Dicetek LLC is seeking an experienced Senior Credit Cards Business and Technology Consultant for a full-time, on-site position in Abu Dhabi, United Arab Emirates. The role requires extensive knowledge of banking credit card products, card management platforms, payment processing technologies and the operational and regulatory requirements of the cards business. The successful candidate will bring 10-15 years of experience covering both business and technology aspects of credit cards, including exposure to major core banking or cards platform transformation and migration initiatives.

Candidates should possess strong knowledge of card management systems such as Way4, HPS PowerCARD, TSYS and Euronet, together with an understanding of Visa and Mastercard scheme rules, ISO 8583, EMV, 3-D Secure, tokenisation and PCI DSS requirements. The position also requires familiarity with card fraud, authorisation and dispute management processes, BIAN card service domains and API-led integration. Previous experience in the UAE or GCC cards market, including knowledge of Al Etihad Credit Bureau (AECB) and applicable local regulations, is preferred.

Job Details
- Country:
United Arab Emirates
- City:
Abu Dhabi
- Industry: Banking
- Function:
Enterprise Software Implementation Consulting
- Salary:
Not disclosed
- Gender: No Preference
- Candidate Nationality:
Not specified
- Job Type: Full Time
- Work Arrangement:
On-site

Key Responsibilities

• Credit Cards Business and Technology Analysis
  - Analyse business and technology requirements associated with banking credit card products and services.
• Apply knowledge of credit card operations and supporting technology platforms.
• Evaluate functional requirements across card management and transaction processing environments.
• Identify dependencies between card business processes and underlying technology systems.
• Support alignment between cards business requirements and technology capabilities.
• Provide subject matter expertise on credit card processing, operational controls and platform functionality.

Cards Platform Transformation and Migration

• Contribute credit cards domain expertise to large-scale banking technology transformation initiatives.
• Support analysis of requirements associated with card management platform upgrades or migrations.
• Evaluate the functional and technical implications of changes to cards platforms.
• Identify business process and integration dependencies during transformation activities.
• Collaborate with business and technology stakeholders on cards-related implementation requirements.
• Support the assessment of platform capabilities against existing and future business needs.

Card Management Systems

• Apply functional and technical knowledge of enterprise card management platforms.
• Analyse card management capabilities within systems such as Way4, HPS PowerCARD, TSYS, Euronet or equivalent platforms.
• Support requirements involving card processing and associated operational workflows.
• Evaluate the impact of system changes on credit card services and transaction processing.
• Identify integration requirements between card management platforms and connected banking systems.
• Assist in resolving functional or technical gaps affecting card platform capabilities.

Payment Schemes and Transaction Processing

• Apply knowledge of Visa and Mastercard scheme rules to cards-related requirements.
• Support analysis of card transaction processing using ISO 8583 messaging standards.
• Evaluate requirements involving EMV chip card technology.
• Apply knowledge of 3-D Secure authentication processes.
• Support requirements involving payment tokenisation.
• Identify dependencies between scheme requirements and card processing platforms.
• Collaborate with relevant stakeholders to address card transaction processing requirements.

Card Authorisation and Fraud Management

• Analyse card authorisation processes and related system requirements.
• Apply knowledge of card fraud management and associated operational controls.
• Support the assessment of fraud-related requirements within card processing environments.
• Identify dependencies between authorisation systems, card platforms and fraud management…