Architect Solutions-CRMS

Talent Acquisition Specialist|| Global Talent Acquisition|| People And Culture || 5+ Years Experience||Abu Dhabi ||Senior Talent || Technical…

NOTICE PERIOD:
Immediate to MAX 30 Days and serving notice are eligible to apply.

• NOTE: ONLY RELEVANT TO JD WITH EXPERIENCE OF MANDATORY SKILLS ARE APPLICABLE TO APPLY

Mandatory JD:
Risk in banking sector (Core Banking)

Experience:

8–12 Years in banking technology, risk systems or enterprise architecture.

We are looking for an experienced Solution Architect – CRMS to lead the end‑to‑end architecture and design of enterprise‑grade Credit Risk Management platforms within a regulated banking environment. This role is critical to ensuring compliance with CBUAE CRMS standards, Basel III/IV, and IFRS9
, while enabling scalable, data‑driven risk decisioning.

• Lead the end‑to‑end solution architecture for the Credit Risk Management System (CRMS), covering functional, application, data, and technical layers.
• Define architecture integrating Core Banking, Loan Origination Systems (LOS), Data Warehouse/Data Lake, Model Execution Engines (PD‑LGD‑EAD), Collateral, Limits & Exposure systems.
• Design downstream integrations supporting IFRS9 ECL, Capital/RWA computations, Regulatory Reporting, and MIS.
• Translate Business & Functional Requirements (BRD/FSD) into system capabilities across the full credit lifecycle, including credit origination & assessment, rating models & scorecard integration, approval workflows & delegation of authority, collateral, covenants & limit monitoring, SICR, UTP, and exception management.
• Collaborate with business stakeholders and vendors to validate functional and technical feasibility.
• Define credit risk data models for exposure, counter party, limits, and risk parameters; specify data lineage, transformation logic, reconciliation, and data quality controls.
• Work closely with Enterprise Data Management (EDM) and Data Governance teams.
• Ensure solution compliance with Basel III/IV, IFRS9 ECL, BCBS 239; support architecture documentation for regulatory reviews, internal and external audits.
• Review and validate vendor solution designs (e.g., Moody’s Risk Foundation, Credit Lens).
• Define Non‑Functional Requirements: performance, scalability, security, HA/DR.
• Lead architecture walkthroughs and present designs to the Architecture Review Board (ARB).
• Own Solution Design Document (SDD), Interface Control Documents (ICD), ERDs, and data flow diagrams.
• Hands‑on experience designing or implementing Credit Risk / IFRS9 platforms (Moody’s Risk Foundation, Credit Lens, similar).
• Deep understanding of PD, LGD, EAD models, data integration, and ETL architecture; risk data aggregation & reporting (BCBS 239).
• Familiarity with Dev Ops, CI/CD, microservices, cloud/on‑prem architectures is a plus.

• 8–12+ years of experience in banking technology, risk systems, or enterprise architecture.
• Proven end‑to‑end architecture experience for Credit Risk or Enterprise Risk platforms.
• Bachelor’s or Master’s degree in Computer Science, Information Systems, or Finance.
• Certifications preferred: TOGAF, AWS/Azure Architect, PMP.
• Apply via Linked In or send CV to dhamani.

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