Personal​/Consumer Lending Expert

Position: Personal / Consumer Lending Expert
Role Overview

Turing is looking for Personal and Consumer Lending professionals to work with our researchers to improve the performance of AI models. You will apply your expertise in consumer credit underwriting, loan products, credit risk, and collections to evaluate and train AI systems. If you enjoy solving complex problems in consumer lending and are interested in shaping the future of AI in finance, No prior AI experience is required.

What

Does Day-to-Day Look Like

• Evaluate LLM models on consumer lending topics such as personal loans, auto finance, credit cards, student loans, and buy-now-pay-later products.
• Create rubrics to assess model capabilities on tasks like credit score and credit report interpretation, affordability assessment, APR and amortization calculations, risk-based pricing, and delinquency and charge-off analysis.
• Collaborate with AI researchers and fellow lending experts to shape training methods, evaluation strategies, and benchmarks.

Requirements

• 2+ years of experience in Personal/Consumer Lending (e.g., consumer credit underwriter, credit risk analyst, loan officer, collections or loss mitigation specialist, or lending product manager).
• Strong grasp of consumer underwriting criteria, credit scoring models, loan pricing, and consumer protection regulations (e.g., TILA, ECOA, FCRA, fair lending).
• Excellent English written communication.

Bonuses (Not at All Necessary)

• CFA (Level I/II/III), FRM, credit risk certification, or MBA in Finance.

Perks of Freelancing with Turing

• Work on the cutting edge of AI and finance.
• Fully remote and flexible work environment.
• Competitive hourly compensation of ~$100+/hour depending on experience.

Offer Details

• Commitment:
  Flexible, 10-30 hrs/week.
• Duration: ~1 month, with the possibility of extension based on performance and project needs.

Skills

Critical Thinking, Problem Solving