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Credit AnalystUnited States

Job in Austin, Travis County, Texas, 73301, USA
Listing for: OneEthos
Full Time, Part Time position Listed on 2026-11-06
Job specializations:
  • Finance & Banking
    Banking & Finance, Financial Sales, Credit Analyst, Financial Analyst
Salary/Wage Range or Industry Benchmark: 65000 - 90000 USD Yearly USD 65000.00 90000.00 YEAR

Job Description & How to Apply Below

We are changing FINANCE to finance CHANGE!

At Climate First Bank
, we're redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services-including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans-all designed to power a better future. We're proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.

With branches in St. Petersburg, Winter Park, Mount Dora
, Downtown Orlando and a growing digital presence
, we're proving that banking can be a force for good. We don't just support environmental and social causes-we're built on them.

Under our Holding Company,
Climate First Bancorp
, we are also powered by One Ethos.
One Ethos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools-especially in climate finance and solar lending.

Join the Movement

We're seeking driven, mission-aligned individuals ready to make an impact. If you're passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.

Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers
. We celebrate wins, tackle challenges head‑on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality.

Thrive at Climate First Bank

At Climate First Bank, we're investing in your future. We offer a comprehensive, people‑first benefits package that supports your health, finances, and work‑life balance.
Please note that benefit eligibility varies by employment status and that benefits for part‑time employees may differ from those listed below.

Compensation

- In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job‑related factors.

Health Coverage

100% employer‑paid for employees; employer contribution for dependents by Us

Financial Wellness & Wealth Building
  • 401(k) with 6% Employer Match - No Vesting Period.
  • Employee Stock Options
  • Exclusive Employee Banking Perks
  • 0% Financing for Employee Solar Loans
  • Employee Only Mortgage Product with exclusive interest rates and terms.
  • 0% Financing for Eligible Electric Vehicles (EVs)
  • Referral Incentives
Generous Paid Time Off
  • 2-4 Weeks of Vacation based on officer level plus additional tenure‑based time.
  • 64 Hours of Paid Sick Time for all full‑time employees.
Protection & Peace of Mind
  • Company‑Paid Life Insurance
  • Short- & Long‑Term Disability Insurance
  • Voluntary Life, Accident & Critical Illness Coverage
  • Employee Assistance Program (EAP) with free counseling, legal, and financial services.
What to Expect as a Credit Analyst:

As a Credit Analyst
, you'll be responsible for analyzing personal and business financials, creating comprehensive loan approval packages and making recommendations to senior management and credit committees. This role also monitors the existing loan portfolio performance and creates loan reports.

What You'll Contribute in This Role:
Financial Analysis, Credit Evaluation & Decision Support
  • Analyze personal and business financials for potential and existing loan customers.
  • Create comprehensive loan approval packages and identify any policy exceptions.
  • Present recommendations to senior management and…
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