Associate Manager II - Internal Audit

Location: Bengaluru

Associate Manager II - Internal Audit

Location:

Bangalore

About the Team
The Internal Audit team at Navi is transforming into a  technology-enabled, analytics-first assurance function . We leverage  big data analytics, automation, continuous control monitoring, and GenAI-enabled workflows  to provide deep, real-time insights across Navi’s business lines and platforms.
The team partners closely with  Engineering, Product, Data, and Analytics teams  to embed scalable, system-driven controls while maintaining speed, innovation, and strong governance.

About the Role
We are looking for an  Assistant Manager 2 – Internal Audit  with a  strong analytics and technology orientation , deep understanding of  continuous controls assurance (CCA) , and hands-on capability in  data tools, automation platforms, and GenAI enablers .
This role is ideal for an audit professional who:
Uses  data as the primary audit evidence
Is hands-on with  SQL and analytics tools
Can design  automated, continuous audit checks
Actively applies  AI/ML concepts and GenAI tools  to improve audit coverage, speed, and insight quality
Works seamlessly with  Engineering, Product, and Analytics teams
The role reports directly to the  Head of Audit .

Key Responsibilities
Analytics-Led Audit Execution
Plan and execute  risk-based audits  using  data-driven methodologies  across multiple business lines.
Perform  full-population testing  using SQL and analytics platforms instead of traditional sampling.
Identify  patterns, anomalies, and emerging risks  through advanced data analysis.
Independently lead audits end-to-end with strong analytical rigor and ownership.
Data Analytics & Tools (Hands-On)
Write and review  complex SQL queries  to extract, validate, and analyze data from multiple systems.
Use  visualization and BI tools such as Tableau, Power BI, or similar tools  to:
Visualize risks, trends, and control effectiveness
Build dashboards for continuous monitoring and audit insights
Apply  data analytics and automation tools such as Alteryx, IDEA, or similar tools  for:
Data preparation, blending, and transformation
Automated rule-based testing and exception identification
Validate  data completeness, accuracy, and integrity  across systems and pipelines in collaboration with Data teams.
Continuous Controls Assurance (CCA) & Automation
Design and implement  continuous control monitoring frameworks  using system data and business rules.
Automate recurring audit tests, control validations, and exception reporting using analytics and workflow tools.
Develop  automated audit scripts, dashboards, and alerts  for near real-time assurance.
Identify opportunities to migrate from  manual, detective controls to automated, preventive controls  embedded in systems.
AI / ML Concepts & GenAI Enablement
Apply  AI/ML concepts  (e.g., anomaly detection, rule-based models, trend analysis) in audit and control testing.
Actively use  GenAI tools  to enhance daily audit workflows, including:
Designing and refining audit test logic
Writing and optimizing SQL and analytics scripts
Drafting, summarizing, and structuring audit documentation and reports
Accelerating risk assessment, walkthrough analysis, and issue root-cause identification
Explore and pilot  GenAI-enabled audit use cases  to improve audit efficiency, coverage, and insight quality.
Technology & Systems Understanding
Understand  end-to-end data flows, system integrations, APIs, and automated workflows .
Assess risks arising from  system logic, configurations, and data dependencies .
Work with Engineering and Product teams to evaluate  controls embedded within systems and product features .
Risk & Control Assessment
Evaluate  design and operating effectiveness  of controls using data-driven evidence.
Identify  systemic and cross-functional risks  using analytical techniques.
Recommend  scalable, technology-enabled control improvements  aligned with business and platform architecture.
Stakeholder Collaboration
Partner closely with  Product, Engineering, Data, Analytics, Operations, and Business teams .
Communicate complex analytical findings in  clear, business-friendly language .
Influence adoption of audit recommendations using  data-backed insights and logic .
Reporting, Visualization & Closure
Deliver  concise, insight-rich audit reports  supported by analytics and visualizations.
Use dashboards and metrics to track  issue closure and control effectiveness  over time.
Perform  post-remediation analytics  to validate sustainability of fixes.
Qualifications & Experience
CA / CPA / CIA / CISA/ MBA or equivalent professional qualification
Strong foundation in  internal audit, controls, and risk management
Hands,-on experience with analytics tools , including:
SQL  (mandatory)
Visualization / BI tools such as Tableau, Power BI, or similar tools
Audit analytics and automation tools such as Alteryx, IDEA, or similar tools
Demonstrated, practical use of  GenAI tools  to enhance productivity and insight generation
Experience in  technology-driven, digital, or platform-based…