Chief Product & Technology Officer

Location: Bengaluru

✨  We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance fitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey.
Kredily already powers  25,000+ businesses and 1 million+ employees . With a profitable SaaS foundation, we are now transitioning from SaaS →  AI-first Payroll + Fintech OS , embedding  automation, compliance, financial services, and insurance  into one intelligent platform for India’s 63M SMBs.

Our vision is to create a  deeply engaged platform of SMBs and employees  where Payroll is just the entry point. From there, we will  cross-sell tailored financial products  — loans, credit cards, investments, and insurance — making Kredily the default  workplace + financial OS  for India.

We’re looking for a visionary  Chief Product & Technology Officer (CPTO)  to lead this transformation.

Your role :
Lead the  AI-native roadmap  from SaaS → Payroll + Fintech OS.
Architect the  AI-first tech stack  (LLMs, agent frameworks, vector DBs).
Build  fintech & insurance integrations  at payroll scale.
Drive  engagement-led growth , enabling intelligent  cross-sell of financial products .
Ensure  trust, compliance, and data security  across payroll + financial services.
Build and mentor a  world-class AI+SaaS+Fintech org .
Partner with CEO on  vision, growth & fundraising .

Requirements:
Top-tier college background (IIT/IIM/BITS or equivalent) .
10+ years startup experience  with proven 0 → 1 → 100 scale.
Hands-on AI development  (LLMs, ML infra, agentic workflows).
SaaS +  Fintech/Insurance product leadership  track record.
Willing to put skin in the game.

What we offer:

Profitable & Pre-Series A funded startup  with strong traction.
Co-founder track  + high-upside ESOPs.
A chance to  redefine Payroll + Fintech + Insurance in India at massive scale .

Write to  ,  if you’re ready to build the future with us.