Bridging Finance Mortgage Underwriter

Join to apply for the Bridging Finance Mortgage Underwriter role at Quantum Mortgages

• Review, assess and underwrite new bridging loan applications in accordance with Lending Policy and within agreed service level agreement time parameters.
• Evaluate all supporting documentation including credit searches, land registry reports, valuation reports and conduct the required due diligence for every case.
• Provide a clearly articulated and balanced credit rationale supporting the approval of a new application, with mitigations where required.
• Manage a pipeline of cases diligently and efficiently from application through to completion – including liaising with solicitors and arranging funding.
• Ensuring a high level of accuracy of data entry and ongoing record keeping.
• Being an active team member with a can-do attitude, able to prioritise tasks in a fast-paced environment.
• To participate and contribute to ongoing business improvement activity.
• Deliver a first-class, proactive customer service to all stakeholders.
• Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes.
• Assisting with new enquiries from introducers to provide heads of terms.

To apply, please visit the careers page on our company website, here:

• Strong analytical and decision-making skills
• Ability to articulate credit decisions succinctly and effectively with a clear rationale.
• Strong organisational skills and attention to detail.
• Ability to prioritise tasks effectively.
• Excellent communication skills across all levels.
• Adaptability and flexibility to meet changing business needs.
• Ability to work under pressure and meet tight deadlines with a positive attitude.
• High level of accuracy in data entry and record keeping.
• Ability to understand the firm's products, lending strategy, credit risk policies, and processes.
• Knowledge of the latest industry regulations and compliance requirements.
• Participation in business improvement activities.
• Support for wider processing teams and underwriting peer groups.

• Experience in Bridging, Refurbishment, or Development Finance, ideally 2 years+ in a mandate-holding role (or similar) for a specialist finance provider.
• Comprehensive knowledge of the full lifecycle of a bridging loan, including managing completions.
• Experienced in preparing detailed and succinct credit rationales in support of a bridging loan.
• Familiar with working in a small, collaborative team.
• Experienced in effectively managing a pipeline of cases from end to end.
• Flexible, can-do, problem-solver attitude, skilled in finding solutions to challenges.
• Record and file management experience.
• Experience with unregulated bridging finance transactions.
• Experience in business improvement activities.
• Experience delivering proactive customer service through various communication channels.
• Experience in managing a portfolio of live loans.

• Demonstrates a strong commitment to understanding and meeting customer needs.
• Proactively seeks customer feedback to improve services and products.
• Prioritizes customer satisfaction in all decision-making processes.

• Values diversity and actively promotes an inclusive work environment.
• Treats all colleagues with respect and openness.
• Encourages collaboration and values different perspectives.
• Values open, honest, and transparent communication.

• Utilizes data to inform decisions and improve processes.
• Adheres to established procedures and guidelines.
• Maintains a strong focus on risk management and mitigation.

• Embraces new technologies and innovative solutions.
• Demonstrates a willingness to take calculated risks.
• Continuously seeks opportunities for growth and improvement.

• Company Bonus Scheme
  :
  Up to 10% in line with our policies, rewarding your hard work and dedication.
• Life Insurance
  :
  Coverage up to 4x your salary for peace of mind.
• Vitality Private Medical Insurance
  :
  Comprehensive coverage for you and your family.
• Hybrid Working
  :
  Enjoy the flexibility of working…