Lead Architect - Low-Latency Core Banking

Be an integral part of a team that’s constantly pushing the envelope to enhance, build, and deliver cutting‑edge technology products.

JPMorgan’s Global Liquidity and Cash Management Technology team is seeking a highly motivated Lead Architect with extensive experience in software engineering and architecture to join our global, diverse technology organization. We focus on providing modern solutions to support the Corporate & Investment Bank’s Payments business. Our critical systems monitor and manage liquidity in real‑time, matching available funds to support cash demands.

We are building the next‑generation core wholesale banking platform, designed to operate continuously at a global scale. This platform will support hundreds of millions of accounts and respond in milliseconds to thousands of requests every second for our market‑leading liquidity business. As a Lead Architect, you will be primarily responsible for designing the system and providing technical leadership as a key member of a dynamic, high‑performing software engineering team.

You will collaborate with colleagues from Product, Architecture, Infrastructure, Security, and Engineering to share and refine your designs, enabling a lean delivery that meets stringent non‑functional requirements for security, performance, and availability.

The role sits within the Global Liquidity and Cash Management Technical Design Authority, where you will actively review and guide the architecture of multiple technical systems to align with strategic goals.

This exciting and unique role offers the opportunity to see the direct impact of your contributions on the liquidity business and receive client feedback globally. While banking experience is not required, you must be a passionate and well‑rounded technologist, eager to continuously learn and enhance your skills.

As a Lead Architect for the new core banking platform, you will:

• Design, refine, and document elegant architectural solutions (both high and low‑level designs) for a high‑performance, latency‑sensitive system that meets security, regulatory, resiliency, scalability, and performance needs.
• Create and maintain clear, organized architectural documentation and technical specifications (written and diagrams) using industry‑standard approaches (e.g., UML and C4).
• Collaborate with software engineers to share the architectural vision and guide implementation choices to ensure objectives and requirements are efficiently met.
• Engage proactively with key architectural stakeholders from security, infrastructure, architecture governance, partner systems, operations, and production management to solve complex design challenges, influence strategic architectural change, and refine application design.
• Obtain necessary system design approvals and maintain a record of architectural decisions and a review/approval process.
• Guide project/delivery managers on architectural dependencies and considerations.
• Facilitate cyber assurance and security assessments of the new core banking system design and implementation.
• Liaise with infrastructure and finance teams to estimate and forecast the application’s infrastructure needs and costs.
• Deliver creative technical solutions, thinking beyond routine approaches to achieve simple, innovative and elegant designs.
• Develop secure, high‑quality production code, and review and debug code written by others.
• Lead evaluation sessions with external vendors, startups, and internal teams to drive outcomes‑oriented probing of architectural designs, technical credentials, and applicability for use within existing systems.

As a Lead Architect within the Global Liquidity and Cash Management Design Authority function, you will:

• Develop a detailed understanding of the technical estate and the key businesses and essential services it supports.
• Help maintain and promote the strategic technical vision for the department’s estate.
• Collaborate with colleagues to propose and agree on strategic solutions to mitigate cross‑cutting challenges.
• Review proposed technical designs against business requirements and strategic goals.
• Critically review system designs for potential weaknesses or…