Technical Underwriting Specialist; Policy Wordi Ansvar

Working hours:35 hours per week, Monday to Friday

Duration:Permanent

Location: Brighton

Job : 204405

Ansvar
, who are proudly part of Benefact Group
, are looking for a Technical Underwriting Specialist (Policy Wordings) to join our dynamic team. In this pivotal role, you’ll shape the future of our products by drafting and refining policy wordings and clauses that set us apart in the market.

You’ll play a key part in delivering our growth strategy, developing innovative products, enhancing underwriting platforms, implementing rating changes, and ensuring our documentation is clear, compliant, and competitive.

Our portfolio is as diverse as the communities we serve - charities, property owners, businesses, office and retail, faith groups, social enterprises, and not-for-profit organisations. This is your chance to make a meaningful impact across sectors that truly matter.

If you’re passionate about underwriting and have a proven track record in policy drafting, we want you on our team. Help us create niche‑leading propositions and tools that drive success.

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group — where all profits go to charity and good causes.

• Drafting and reviewing policy wordings, summaries of cover, application forms and clauses ensuring they comply with legal, reinsurance and regulatory parameters
• Developing and reviewing products as required by the business including wordings, product development and governance.
• Working with Group Underwriting and third party suppliers to agree and sign-off new policy wordings and other policy documentation.
• Reviewing and developing free‑format clauses drafted within the business
• Researching wider market products and propositions, to assist with product development, feeding into Product Oversight and Governance as required
• Researching issues connected with policy wording development and escalating wordings issues to the wider business
• Acting as a specialist referral point and coach around policy wordings and reinsurance, supporting the business unit in ensuring that standards are met and technical expertise cascaded, meeting defined levels of service (SLAs)
• Understanding and operating within regulatory framework including ELTO, product oversight and governance, audit and DA management and identifying and escalating any risks to the business
• Working in partnership with Underwriting Operations to enable underwriting of quality business within appetite
• Working with Distribution to review options to improve our proposition
• Undertaking Underwriting Development projects

• Experience of drafting policy wordings
• Cert CII. Dip CII preferred, or working towards
• Detailed knowledge of general insurance principles
• Solid understanding of the regulatory framework
• Experience identifying and escalating risk.
• An analytical approach with high levels of attention to detail.
• Clear and concise written communication with experience of submitting balanced and well considered recommendations.

• A competitive salary - let's discuss it
• Hybrid working
• Group Personal Pension - up to 12% employer contribution
• Generous annual bonus scheme between 6% and
  24%
• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
• An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
• £200 annual personal grant to a charity of your choice
• Encouraged to take at least one volunteering day per year
• Employee Assistance Programme
• Full study support to gain professional qualifications
• Access to virtual GP
• Enhanced maternity and paternity pay

"This is an exciting time to join us. We’re a tight‑knit, collaborative team that combines focus with fun, and we’re passionate about delivering products that make a real difference. You’ll have the freedom to bring your ideas to life while working in an environment that values…