Senior & Digital Assets Lawyer

Join to apply for the Senior Payments & Digital Assets Lawyer role at Lloyds Banking Group.

End Date:
Wednesday 07 January 2026

Salary: £111,809 - £131,540

Flexible Working Options:
Hybrid Working, Job Share

We have an exciting opportunity for a Senior Digital Asset Lawyer to join our Payments, Competition & Data Legal team. You’ll join a highly collaborative, friendly and encouraging team, working at the intersection of law, technology, and business, influencing regulatory frameworks and supporting the development and delivery of digital asset products. As a trusted business partner, you will provide strategic, business-friendly legal advice and work closely with our Digital Finance, Product Owner and wider business stakeholders.

The role would suit someone who is legally qualified with significant experience in financial services and payments, and you’ll also need a deep understanding of digital assets, DLT, and emerging regulatory frameworks.

• Advise on the legal and regulatory aspects of digital assets, tokenisation, stable coins, and programmable payments.
• Shape and influence our strategy, engage regulators and contribute to the design and update of statutory instruments (e.g., Financial Services and Markets Act, Payment Services Regulations) to support crypto assets/stablecoin issuance, trading, lending, and payments.
• Provide guidance on MiCA, and other relevant UK and global legal and regulatory frameworks including GENIUS Act.
• Support the use of Distributed Ledger Technology (DLT) on public blockchains for settlement of traditional assets, including understanding the UK Digital Securities Sandbox and Digital Property Rights Bill.
• Advise on the treatment of encrypted data on public blockchains with respect to GDPR and the Data (Use and Access) Act (DUA).
• Address legal and compliance issues for cross-border tokenised deposits and stable coins, including KYC, fraud, sanctions compliance, and outsourcing options.
• Prepare for the sale of digital traditional assets, stable coins, and crypto to retail customers, ensuring compliance with current and future retail investing regulations.
• Collaborate with product, technology, and business teams to develop and deliver innovative digital asset solutions.
• Build relationships with external and internal stakeholders, including regulators, fintechs, trade associations and industry peers.

• UK Qualified lawyer with significant experience in financial services and payments.
• Deep understanding of digital assets, DLT, and emerging regulatory frameworks.
• Ability to learn and adapt to new legal and technological developments in the digital asset ecosystem.
• Strong influencing and communication skills, with experience engaging regulators and industry bodies.
• Proven track record of delivering legal advice in complex, cross-functional environments.
• Experience collaborating with clients, partners, and internal teams to deliver solutions to market.
• Knowledge of MiCA, GDPR, DUA, KYC, AML, and retail investing regulations as they relate to digital assets.
• Experience with product development and delivery in a regulated environment is desirable.

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

At Lloyds Banking Group, we’re driven by a clear purpose – to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future.

• Mid-Senior level

• Full-time

• Accounting/Auditing and Finance