Commercial Loan Assistant - Des Moines, IA

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Position:Commercial Loan Assistant - Des Moines, IA

Location: Des Moines, IA

Job :4602

# of Openings:1

Position:
Commercial Loan Assistant

Location:
Des Moines, IA (On-Site)

Job Type: Full-Time/Hourly

Jump start your career at Equity Bank
! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Responsibilities and Expectations

Key Responsibilities

Process and close commercial loans while providing accurate and detailed support

• Complete all pre-closing requirements
• Once Loan Officer provides loan approval and/or commitment letter, request an estimated closing date, prepare loan document request form, input loan information into Easy Lender, and gather supporting documentation, and submit requirements and request for document preparation
• Close loan in conjunction with Loan Officer, collect any fees required from borrower to deposit to loan suspense, prepare funding (if applicable) - wiring instructions, etc.
• Send applicable items to be recorded: mortgages, assignment, modifications of mortgages, SNDA’s, Landlord’s consent, etc.
• Copy original note for file; send required booking documentation to Loan Operations;
  Prepare Blue/Red Files with loan documents, supporting documents, financial info, etc. for post-closing document review

Assist in managing loan officer’s portfolio

• At times, assist officer in pre-underwriting requirements/documents to the credit department (case by case basis)
• Discuss with Loan Officer and create action plan regarding:
  • Exception list
  • Delinquency/O/D/Past Due List
  • Maturities (Matured Loan List)
• Misc Filing
• Follow up on recorded mortgage or final title policy
• Process advance/draw requests as directed when needed and verify compliance.

Bank Compliance, Laws, Regulations.

• Keep up-to-date on all laws and regulations
• Complete necessary responsibilities to maintain compliance
• Follow bank processes and procedures.

Maintain active and open communications and provide quality customer service to both internal and external customers.

• Communicate (when necessary) effectively with:
  • Loan Officers
  • Credit Department
  • Loan Operations
  • Vendors (attorneys, title/insurance companies, county/state offices, etc.)
  • Borrowers

Required Skills & Education

Requirements

• High School diploma or required.
• 1-3 years of banking experience preferred.
• Excellent interpersonal skills and professional manner
• Computer skills, especially the ability to work in Windows based systems

Who We Are

Equity Bank, a full-service, $7.9 billion community…