Compliance Specialist, Finance & Banking

Zippy was founded with one mission: to make getting a loan for a manufactured home simple, fast, and fully online. We believe modern manufactured homes are affordable, well-built, eco-friendly, and stylish, but finding a lender who understands this market can be challenging. That’s why Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience.

Headquartered in Dallas, TX, with an office in Tempe, AZ, Zippy provides home loans and insurance to manufactured home buyers throughout the United States. Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and several other states and cities. Backed by institutional investors, we offer competitive pay, stock options, and excellent benefits. At Zippy, we pride ourselves on our commitment to finance happiness through the power of home.

We are dedicated to enhancing consumers' financial outcomes and tackling the affordable housing crisis through cutting-edge technology and innovative solutions.

We are seeking a detail-oriented and proactive Compliance Specialist to join our team in the manufactured home/chattel lending and servicing sector. This role will be pivotal in ensuring our operations align with applicable regulations and standards as well as coordinating compliance and risk related projects across the company to ensure successful completion and implementation.

• Regulatory Updates: Stay informed about changes in state and federal regulations related to chattel loan origination and servicing operations. Assess the impact of regulatory changes on company policies and procedures.

• Project Management
  :
  Coordinate compliance-related projects, ensuring timely execution and adherence to regulatory requirements. Collaborate with cross-functional teams to implement compliance initiatives effectively.

• Research and Analysis
  :
  Conduct thorough research on regulatory developments, industry trends, and best practices. Analyze existing policies and procedures to identify gaps and recommend enhancements.

• Policy and Procedure Development
  :
  Draft, revise, and maintain compliance policies and procedures to reflect regulatory requirements and company objectives.

• Regulatory Exams Assistance
  :
  Assist with regulatory examinations and audits. Compile and organize documentation, reports, and data requested by regulators.

• Licensing and Reporting
  :
  Assist in the submission of company and employee license application and the ongoing maintenance of such. Preparation and submission of NMLC Mortgage Call Report and other required reporting.

• Education
  :
  High school diploma or equivalent required. Compliance related certifications are a plus, but not required.

• Experience
  : 3+ years of experience in mortgage lending and/or servicing compliance or risk management, preferably in the manufactured home/chattel lending space.

• Knowledge
  :
  Knowledge of regulations governing mortgage lending and servicing.

• Skills
  :
  Excellent analytical, organizational, and project management skills. Proficiency in Microsoft Office Suite.

• Communication
  :
  Excellent written and verbal communication skills. Ability to clearly convey complex regulatory requirements to team members and stakeholders.

• Mortgage compliance
• Mortgage quality assurance or control (lending and/or servicing)
• Mortgage risk management
• Mortgage loan originations (originating, processing, underwriting, closing)
• Mortgage servicing (current loans, default, bankruptcy, loss mitigation, etc.)
• Mortgage internal audit

• While many of our interviews are conducted virtually, all applicants should be prepared to potentially meet in person as part of the process.

• As a…