Product Manager A125453

Payment Product Manager (Indonesia
· Jakarta) (A125453)

Direct message the job poster from Payer Max

Payer Max is a global payment company focused on emerging markets
, headquartered in Singapore
. Through a unified platform, the company provides merchants with comprehensive payment solutions covering 70+ countries and 350+ local payment methods
, supporting acquiring, payout, FX, and risk management needs across industries such as e-commerce, digital content, gaming, and financial services.

Our vision is to become the payment infrastructure for emerging markets
, addressing pain points such as fragmented channels, high integration costs, and complex compliance requirements
.

• Localization: Deep cooperation with major banks, wallets, and regulators to rapidly meet compliance and settlement requirements
• Payment stability: Ensuring transaction success and user experience even under weak network conditions.
• End‑to‑end services: Covering the full chain from user payments and merchant settlement to fund security, reconciliation, and risk control.
• Long‑term orientation: Emphasizing long‑term partnerships and deep integration into local ecosystems rather than short‑term gains.

Payer Max has successfully built payment networks across MENA, Southeast Asia, and Latin America
, serving global merchants such as Tik Tok, Tencent, Kuaishou, and Alibaba International, helping them improve local conversion rates and reduce compliance risks.

1. Enhance local market payment infrastructure

• Collaborate with local BD teams and partners (banks, wallets, card acquirers) to expand and optimize payment products.
• Lead pilot projects for new payment capabilities aligned with local trends and regulations (e.g., QRIS, BI‑FAST, SNAP, ASPI).
• Own end‑to‑end delivery: PRD drafting, tech integration, merchant piloting, iteration, and scaled rollout.

2. Build merchant payment service capabilities

• Design acquiring and payout systems for local merchants, covering onboarding, integration, settlement, and reconciliation.
• Work closely with compliance and internal teams to meet local regulatory requirements and minimize risks.
• Optimize self‑service and standardization to improve merchant stickiness and user experience.

3. Market research & product insights

• Conduct in-depth research on the Indonesian payments ecosystem, identifying new trends and translating them into product opportunities.
• Explore new industry verticals (e.g., offline retail, trade) and design end‑to‑end online‑to‑offline payment solutions.

4. Cross‑functional collaboration

• Work closely with Operations, Merchant Ops, Compliance, and Risk teams to ensure smooth project execution.
• Act as a bridge in pilot projects, aligning resources for efficient delivery.
• Establish and monitor payment KPIs (TPV, success rate, coverage, cost).
• Use data to drive routing optimization, SLA building, and product iteration.

• 4‑6 years of product experience in payments/fintech, with background in wallets, acquiring, or banking payment systems.
• Strong familiarity with Indonesian payment infrastructure
  : QRIS, BI‑FAST, RTOL, SKN, RTGS.
• Experience in merchant acquiring (online + offline) with the ability to independently drive merchant onboarding and integration.
• Strong data analysis skills, capable of translating metrics into product decisions.
• Understanding of the Indonesian regulatory landscape (Bank Indonesia, OJK, SNAP, ASPI).
• Fluent in English;
  Mandarin is a plus.
• Industry exposure in e-commerce, digital entertainment, or retail with ability to design multi‑scenario payment solutions.

• Hands‑on experience with local wallets (Dana, OVO, Shopee Pay, GoPay)
• POS /offline acquiring experience
• Previous experience leading pilot projects /international market expansion
  , familiar with 0‑1 product lifecycle.

• Deep involvement in the Indonesian payment ecosystem, with opportunities to lead pilot projects and deliver 0‑1 breakthroughs.
• Work alongside top talents from Shopee, Stripe, DBS, Citibank, Dana.
• Play a key role in shaping merchant experience and driving business impact in a fast‑growing market.

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Product Management

Industries: Financial Services and Internet Marketplace Platforms