Portfolio and Structuring Director

Portfolio and Structuring Director at Secure Trust Bank

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Shape Deals. Build Futures. Be Yourself.

At Secure Trust Bank Group, we’ve been helping businesses achieve their ambitions since 1952. We’re proud to be an award‑winning specialist lender trusted by over one million customers. Our success comes from our people—their expertise, creativity, and individuality. Diversity drives innovation and excellence.

If you’re passionate about building strong relationships, structuring complex deals, and delivering outstanding service, this is your opportunity to join a team that values your unique perspective.

As a Portfolio & Structuring Director, you’ll support new business and manage a portfolio of Invoice Finance & Asset Based Lending (ABL) customers. Your focus will be on delivering exceptional client service, maximizing portfolio income, and managing risk effectively.

• Structuring and reviewing new client proposals, emphasizing larger and more complex deals.
• Applying strong credit and industry knowledge to identify risk mitigants within ABL structures.
• Building trust and a strong reputation for service excellence in the local market.
• Developing and maintaining strong internal and external stakeholder relationships.
• Proactively monitoring portfolio risks and conducting regular collateral assessments.
• Maintaining regular client contact, including on‑site visits.
• Minimizing client attrition and maximizing fee income through negotiation and pricing.
• Ensuring compliance with governance and policies.
• Supporting and mentoring Assistant Relationship Managers.
• Taking ownership of all risk aspects associated with your portfolio.

• A proven track record of structuring complex deals within the ABL industry.
• Strong collateral monitoring experience.
• Thorough knowledge of operational processes.
• Excellent financial analysis skills.

We believe everyone is different—and everyone is valued. We actively embrace diversity and inclusion, working with leading industry bodies and promoting initiatives that give you the freedom to be yourself. Join us and be part of a culture that celebrates individuality, nurtures talent, and supports growth.

• Flexible working options to support work‑life balance.
• Competitive salary and bonus schemes.
• Comprehensive benefits, including pension, healthcare, and wellbeing programs.
• Professional development opportunities and clear career progression.
• Employee resource groups and diversity networks.
• Community engagement initiatives—we actively support local charities and sustainability projects.
• A chance to work for an award‑winning bank that values innovation and responsibility.