Loan Officer

• Location 106 N MARKETPLACE BLVD,Lansing, MI, 48917,United States
• Base Pay $24.66 / Hour
• Employee Type Non Exempt

Contact information

• Name Candace Williams
• Email

Description

LAFCU is seeking an experienced, member-focused Loan Officer to help members find lending solutions that support their financial goals. In this role, you’ll evaluate consumer and real estate loan applications, make lending decisions within established guidelines, and guide members through the loan process. If you bring strong lending knowledge, sound judgment, and a commitment to exceptional member service, we’d love to hear from you!

What

You’ll Do

Review and evaluate consumer and real estate loan applications, including applicants’ financial information, credit history, and property evaluations.

Approve or deny loans within established lending authority and LAFCU policies, and establish credit limits for lines of credit and credit cards.

Explain loan options, answer questions, and provide financial guidance to help members make informed decisions.

Identify and recommend LAFCU products and services that meet members’ needs.

Prepare, review, and audit loan documents and member information for accuracy; issue and disburse loans as needed.

Process loan extensions, payoffs, lien terminations, and collateral releases.

Support the development and implementation of loan programs, maintain loan records, and prepare reports.

Meet individual and departmental goals while supporting accurate, efficient, and compliant lending practices.

Requirements

A high school diploma or GED.

Five years of experience and/or training in consumer lending, including secured and unsecured loans, applicant interviews, loan documentation, and credit report evaluation.

Two years of real estate lending experience. An equivalent combination of education and experience may be considered.

Knowledge of lending compliance requirements, including Regulation B, Regulation Z, HMDA, RESPA, and Fair Lending, with the ability to complete required training within established time frames.

Strong communication, problem-solving, and math skills, along with proficiency using computers and word processing software.

Attention to detail, dependable follow-through, and sound judgment.

A positive, professional approach to working with members and teammates.

Summary WHY LAFCU?

LAFCU is a credit union that’s been serving our community for 90 years. We have expanded to provide financial services to people and businesses across the entire state of Michigan. We are very involved in serving our community and you’ll see LAFCU rolling up their sleeves and giving back.

We are a full service financial institution; providing relevant products and services such as overdraft protection, debit and credit cards, savings and checking accounts, auto loans, mortgage loans and much more.

With a particular focus on serving people of modest means, LAFCU is committed to enhancing its members' financial well-being and creating long-lasting positive change across generations. Awarded the prestigious Dora Maxwell Social Responsibility Community Service Award, LAFCU is known for its people-helping-people mission, which has led to award-winning financial literacy programs for all ages. A three-time honoree as a national 'Best Credit Union to Work For,' named a Best Place to Work for Women, and recognized globally for its diversity, equity, and inclusion initiatives, LAFCU stands out

In addition to our competitive compensation package; including 401k, we have a strong tuition assistance program; and believe strongly in work/life balance.

LAFCU actively promotes diversity, equity, and inclusion in our workplace. We welcome and encourage applicants from all backgrounds to apply, as we believe diverse perspectives contribute to our overall success.