Senior Credit Underwriter

Senior Credit Underwriter – Leicester
£55k plus bonus and benefits
Great Career Progression Opportunities

Working for a growing lender we are seeking an experienced Asset or Corporate Finance Underwriter

• Provide underwriting and other credit analytical support for standard New Business, Uplift and Flat Renewal activities.
• Support the Sales functions in its effort to identify and price-appropriate New Business prospects via credit analysis.
• Identification, compiling and analysis of such information as is required to underwrite a standard Wholesale credit facility via a Credit Review.
• Visit Dealers as required in order to perform activities such as developing Credit Reviews, discussing security requirements or other purposes relevant to the performance of the role.
• Provide such support as may be required during Dealer terminations in order to close the accounts efficiently and with minimum exposure or loss to the company.
• Perform any other additional work to support the Credit Review process, as advised by the Senior Wholesale Credit Underwriter.
• Keep internal management and other relevant personnel informed of delays in your workflow including the completion of Credit Reviews.
• Support the Dealer experience by providing professional credit risk management services.

• Three years of experience within commercial/asset finance lending
• Proven skills in the financial analysis of accounts in a Wholesale motor finance context.
• Experience in interpreting commercial law and regulations in a compliant but practical way.

• Able to apply a structured and flexible approach in a dynamic, expanding business environment.
• Comfortable engaging with staff at all levels within the company and clients
• Enjoys working both collaboratively and autonomously, and applying initiative.
• Is used to deliver independent analysis alongside supporting commercial demands.
• Proficiency in MS Office (Excel & Word).