Underwriter, Finance & Banking

We have an exciting opening for an Underwriter/Credit Analyst to join our expanding regional team in the UK & Ireland. Team members are based in Dublin and Leicester.

Work in close collaboration with wider Credit Team Members in other Global Payments locations, including Leicester, England, Dublin, Ireland, and Manila, Philippines.

• Underwriting of businesses applying for Card Payments facilities
• Assessment/evaluation of feasibility of merchant’s business models in the POS (Point‑of‑Sale), MOTO (Mail Order/Telephone Order) and ECOM (E‑Commerce) environment, including the inherent risks related to card acceptance/acquiring
• Performance of financial analysis based on financial statements and forecast
• Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
• Assess and interpret Credit Bureau Reports
• Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
• In line with granted credit authority, approval of merchant applications based on the risk assessment, including the definition of required collaterals
• Communicate with sales channels and partners regarding new applications
• Proactively monitor the Merchant Portfolio
• Verification of adherence to compliance requirements and credit guidelines
• Periodic credit review of the portfolio
  
  Participation in training of partners and merchants on risk management processes
• Calculation of reserves/collaterals based on credit exposure
• Work in close collaboration with wider Credit Team Members in other Global Payments locations

• Entry level

• Full-time

• Finance and Sales

• Financial Services
• IT Services
• IT Consulting

Referrals increase your chances of interviewing at Global Payments Inc. by 2x.

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