Residential Loan Processor

As an 8-time winner of Best Places to Work (in Kentucky), we understand the importance of creating a workplace culture that gives our bankers a purpose each and every day. That purpose is to find unique ways to deliver our brand of happier banking service to customers and other employees. We’re looking for self-starters, outside-the-box thinkers, customer service wizards, small business enthusiasts, and servants within their community.

Notice we didn’t say bankers. At Forcht Bank we value diverse and unique thinking that could help us serve our customers better. That’s exactly who we are. What other banks do you know that have an Ice Cream Machine to hand out free ice cream and 18 foot tall forks outside their locations?

While we opened our doors in 1985 offering traditional banking services, we soon realized we needed to deliver them in a nontraditional way. Financial services are a competitive industry, with over 5,000 banks and 5,300 credit unions. That’s a lot. We understand that we must differentiate ourselves by offering a unique combination of banking, consisting of exceptional customer service and with a twist of great digital banking tools to help our customers manage their basic needs.

This is part of our happier banking recipe. Another component is encouraging our bankers to exemplify our values daily.

We believe in:

• Giving back to our communities.
• Embracing change and evolution
• Building relationships based on trust and transparency
• Celebrating and embracing our diversity

Our commitment is to grow and train happier employees, providing them with the skills to deliver happier banking and create happier customers. This is how we create happier employees at Forcht Bank:

• Comprehensive benefits package to include:
• 401(k) Retirement Plan with Company Match (fully vested from day
  1)
• Company Paid Life Insurance
• Minimum of 15 days of Paid Time Off (PTO) after 60-day introductory period
• Nine Paid Holidays, plus Birthday Leave and Community Service Leave
• Employee celebrations
• Professional recognition
• And more!

Summary

The Residential Loan Processor I is a professional-level lending support position responsible for independently coordinating the timely, accurate, and compliant processing of residential mortgage loans from initial disclosure through closing and post-closing setup. The position reviews loan documentation for completeness and consistency, coordinates with internal and external parties, prepares closing packages, maintains audit-ready loan files, and resolves or escalates processing exceptions within established authority.

The role operates with limited day-to-day supervision while developing specialized expertise in residential lending requirements and procedures. The “I” designation reflects entry into residential mortgage processing rather than entry-level employment.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

• Manage the processing workflow for an assigned pipeline of residential mortgage loans from application and initial disclosure through closing and post-closing setup, ensuring that milestones, documentation, and regulatory deadlines are met.
• Prepare, review, and deliver accurate early disclosures within applicable regulatory deadlines and Bank-established requirements; identify inconsistencies and obtain appropriate review when facts or terms require additional analysis.
• Review loan applications, credit documentation, income and asset information, title evidence, appraisals, insurance, and related records for completeness, consistency, and compliance with approved terms and documentation standards.
• Analyze documentation deficiencies, conflicting information, and outstanding conditions; determine the…