Underwriter, Finance & Banking

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

We're supporting a growing specialist lender in their search for an experienced Bridging Finance Underwriter. This is a fantastic opportunity to join a high‑performing underwriting team where you'll take ownership of cases from initial application through to completion, playing a key role in delivering fast and commercial lending decisions.

If you thrive in a fast‑paced lending environment and enjoy working closely with brokers, solicitors, valuers, and internal stakeholders, this role offers both variety and progression.

As Underwriter, you'll manage a diverse caseload, applying sound judgement and analytical thinking to deliver high‑quality underwriting decisions.

• Managing the full lending process from application to drawdown
• Assessing bridging loan applications and analysing creditworthiness
• Preparing detailed credit proposals for Credit Committee
• Reviewing valuation reports and due diligence documentation
• Drafting offer documents and ensuring conditions are satisfied pre‑completion
• Liaising with brokers, solicitors, valuers, surveyors and internal teams to progress cases
• Maintaining accurate CRM records and producing reports when required
• Managing expectations professionally and providing updates to all stakeholders
• Supporting continuous improvement across underwriting processes

• Proven underwriting experience within bridging or specialist lending
• Strong understanding of property‑based lending, B2B underwriting and risk assessment
• Excellent communication and stakeholder management skills
• Ability to manage a busy caseload while maintaining accuracy and attention to detail
• Analytical mindset with the confidence to make informed decisions
• A proactive, problem‑solving mentality and a commitment to great customer outcomes
• Ability to thrive in a fast‑paced, collaborative team environment

• Experience in financial services operations or specialist lending environments
• Exposure to both regulated and unregulated lending
• Appetite to learn, grow and contribute to process improvements

You'll join a people‑focused lender with a strong culture, modern working approach, and commitment to employee wellbeing. Expect a supportive environment, opportunities to develop, and the chance to play a significant role in the continued growth of the underwriting function