Vice President, Product Architect

Our Purpose

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Vice President, Product Architect Overview

• Define the functional architecture for RTP A2A Services, ensuring modularity, scalability, and reusability across markets and propositions.
• Translate business and customer needs into clear functional specifications, service flows, and reusable design components.
• Map and refine user journeys and end-to-end service experiences for banks, fintechs, PSPs, merchants, and consumers.
• Leverage Mastercard assets (e.g., tokenisation, fraud services, settlement, authentication) to accelerate delivery and enhance solutions.
• Serve as a bridge between Product, Engineering, Architecture, Security, and Regional teams to ensure alignment from concept to delivery.
• Establish and maintain architectural standards, reusable patterns, and documentation for A2A Services.
• Provide guidance to Engineering teams during build, integration, and testing to ensure architectural integrity and compliance with Mastercard’s technology, security, and operational standards.

• Demonstrate advanced expertise in product architecture, functional design, solution design, or product engineering within payments, banking, or financial technology.
• Possess strong knowledge of real-time payments, A2A services, open banking, payment schemes, or merchant/PSP payment flows.
• Show proven ability to create user journeys, process models, functional specifications, and service interaction flows.
• Be familiar with Mastercard services and platforms (e.g., fraud services, tokenisation, settlement, APIs, security frameworks).
• Influence cross-functional teams and drive alignment in a complex matrix environment.
• Communicate design choices clearly to senior stakeholders, engineers, and commercial teams.
• Deliver scalable, reusable service architectures across products or markets.
• Exhibit a customer-obsessed, analytical, and collaborative mindset, comfortable working in ambiguity and passionate about architectural excellence.

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.