Second Charge Mortgage Underwriter

Position: Second Charge Mortgage Underwriter – Payouts (Permanent)
Are you ready to take your career to the next level as a Second Charge Mortgage Underwriters? Our client, a dynamic company based in the heart of Manchester, is seeking a talented individual to join their team. This is a fantastic opportunity to join a leading financial organisation that challenges traditional lending, delivering tailored solutions that truly fit each customer’s circumstances.

With a basic salary of £32,500 plus bonus, this role offers a competitive bonus structure and a host of benefits. Enjoy career progression opportunities, including a pathway to Mortgage Advice roles, and support for your CeMAP qualification. Plus, benefit from a healthy work-life balance with up to 25 days of annual leave, bank holidays, and no weekend work.

Our client is a forward-thinking company committed to empowering individuals through innovative and purpose-driven financial solutions. As a Certified B Corp, they value creativity, innovation, and collaboration, ensuring a supportive and inclusive environment for all employees.

As a Second Charge Mortgage Underwriter , you'll play a crucial role in managing loan applications:

Review and underwrite second charge mortgage applications in line with company policies.
Verify documentation and request additional information as needed.
Update customer records with precision.
Assess applicants’ circumstances to ensure fair lending decisions.
Communicate clearly with customers and stakeholders.
Meet KPIs and performance targets.

Package and Benefits:
The Second Charge Mortgage Underwriter role comes with an attractive package:

Annual salary of £32,500 plus bonus.
Competitive bonus structure which offers a strong overall earning potential.
No weekends.
Hybrid working pattern.
Career progression opportunities, including a pathway to Mortgage Advice roles.
Support for CeMAP qualification.
Up to 25 days’ annual leave plus bank holidays.
Healthcare cash plan and a contributory pension matched up to 5%.About You
The ideal candidate for the Second Charge Mortgage Underwriter position will have:

At least 12 months’ experience in assessing or processing loan applications.
Proven ability to thrive in a fast-paced, KPI-driven environment.
Strong track record of meeting quality standards with high application volumes.
Excellent attention to detail and data accuracy.
Effective communication skills and problem-solving abilities.

If you have experience as a Loan Processor, Credit Analyst, Mortgage Advisor, Loan Officer, or Financial Second Charge Mortgage Underwriter , you might find this Second Charge Mortgage Underwriter role particularly appealing. Your skills and expertise could be a perfect match for this exciting opportunity.

If you're passionate about making a difference in the financial sector and have the skills to excel as a Second Charge Mortgage Underwriter , this could be the perfect role for you. Take the next step in your career and apply today!