Second Charge Mortgage Underwriter

Overview

Are you ready to take your career to the next level as a Second Charge Mortgage Underwriter? Our client, a dynamic company based in the heart of Manchester, is seeking a talented individual to join their team. This is a fantastic opportunity to join a leading financial organisation that challenges traditional lending, delivering tailored solutions that truly fit each customer’s circumstances.

With a basic salary of £32,500 plus bonus, this role offers a competitive bonus structure and a host of benefits. Enjoy career progression opportunities, including a pathway to Mortgage Advice roles, and support for your CeMAP qualification. Plus, benefit from a healthy work-life balance with up to 25 days of annual leave, bank holidays, and no weekend work.

Our client is a forward-thinking company committed to empowering individuals through innovative and purpose-driven financial solutions. As a Certified B Corp, they value creativity, innovation, and collaboration, ensuring a supportive and inclusive environment for all employees.

• Review and underwrite second charge mortgage applications in line with company policies.
• Verify documentation and request additional information as needed.
• Update customer records with precision.
• Assess applicants’ circumstances to ensure fair lending decisions.
• Communicate clearly with customers and stakeholders.
• Meet KPIs and performance targets.

• Annual salary of £32,500 plus bonus.
• Competitive bonus structure offering strong overall earning potential.
• No weekends.
• Hybrid working pattern.
• Career progression opportunities, including a pathway to Mortgage Advice roles.
• Support for CeMAP qualification.
• Up to 25 days’ annual leave plus bank holidays.
• Healthcare cash plan and a contributory pension matched up to 5%.

• At least 12 months’ experience in assessing or processing loan applications.
• Proven ability to thrive in a fast‑paced, KPI‑driven environment.
• Strong track record of meeting quality standards with high application volumes.
• Excellent attention to detail and data accuracy.
• Effective communication skills and problem‑solving abilities.
• Experience as a Loan Processor, Credit Analyst, Mortgage Advisor, Loan Officer, or Financial Second Charge Mortgage Underwriter enhances suitability.

If you're passionate about making a difference in the financial sector and have the skills to excel as a Second Charge Mortgage Underwriter, take the next step in your career and apply today!