Mortgage Closer

BAYTREE HEADQUARTERS
8045 North Wickham Road
Melbourne, FL 32940, USA

At
Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we’ve been committed to delivering financial services founded on integrity and a people-first philosophy.

As aMortgage Closerin our Baytree Headquarters Processing Department, you’ll represent SCCU and play a vital role in delivering exceptional quality service for members. You’ll prepare/transmit all approved loans originated through the Express Mortgages function and ensure a timely closing to exceed member expectations, while supporting the sales efforts of the Express Mortgages staff.

Why Join SCCU?

• Member-Focused Mission
  :
  Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options
  :
  Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth
  :
  We prioritize internal promotions and offer on-the-job training.
• Prepares and audits loan closing documents, ensuring accuracy and compliance with loan approval, investor guidelines, and regulations including TRID, RESPA, and TILA.
• Ensures approval stipulations and pre-closing conditions are met, and reviews asset documentation and final Closing Disclosures prior to closing.
• Coordinates closing details with title companies, attorneys, loan officers, processors, and applicants.
• Handles funding tasks, including reviewing signed closing packages, verifying accuracy, and disbursing funds when applicable.
• Manages a pipeline of 20-40 loan files while meeting contract closing dates and adhering to productivity and loan quality standards.
• Answers applicant questions about Closing Disclosures, loan documents, and escrow, and supports the Express Mortgages sales team with product and service materials.

Mortgage Closer Requirements

• 3-5 years of processing, closing, or banking experience required.
• Mortgage Closing or Mortgage Processing experience preferred, along with familiarity with TRID and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA).

Mortgage Closer Compensation

Starting Salary: $28.13- $29.79/hour or $58,510 - $61,963/year.

• Bonus Opportunity: Eligible for a 4% ONE SCCU Annual Bonus Potential.
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!

Work Schedule

• Monday – Friday: 8:00 a.m. – 5:00 p.m.

About SCCU

Since 1951,
Space Coast Credit Union (SCCU)has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida’s east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.

As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products—like checking, savings, and loans—our focus remains on empowering our members and supporting their financial well‑being. With local decision‑making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.

At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are…