Credit Operations Analyst

BTG Pactual is a leading investment bank and asset management firm in Latin America, with a growing presence in the United States. We combine a global perspective with deep local expertise to deliver innovative financial solutions to institutional and corporate clients.

The Credit Operations Analyst will be responsible for servicing and administrating the Bank's mortgage loan portfolios to ensure accuracy, compliance, and customer satisfaction. The ideal candidate will have a minimum of 3 years of experience in mortgage loan servicing and possess a strong understanding of loan servicing processes and regulations.

• Manage day-to-day servicing activities for mortgage loan portfolios.
• Perform payment processing, escrow analysis, and tax and insurance tracking.
• Handle customer inquiries related to loan servicing, payment status, and escrow accounts.
• Analyze and resolve loan servicing issues, including delinquencies, defaults, and modifications.
• Prepare and review loan payoff statements and ensure accurate payoff processing.
• Monitor and ensure compliance with federal, state, and investor guidelines.
• Assist in the preparation and delivery of periodic loan servicing reports.
• Collaborate with internal teams and external vendors to resolve servicing discrepancies.
• Support audit and quality control processes related to loan servicing.
• Maintain accurate records and documentation for all servicing activities.
• Board closed mortgage loans onto the Bank's core system, FIS Horizon XE.
• Identify and implement process improvements, automation opportunities, and system enhancements to increase operational efficiency and scalability.

• 3-5 years of experience in mortgage loan servicing or related field.
• Strong knowledge of loan servicing systems, loan escrows and year end statements.
• Familiarity with regulatory requirements such as RESPA, TILA, and CFPB guidelines.
• Excellent analytical, problem-solving, and communication skills.
• Ability to manage multiple tasks and prioritize effectively.
• Detail-oriented with a high degree of accuracy.
• Proficient in Microsoft Office Suite (Excel, Word, Outlook).
• Strong understanding of mortgage loan documentation.
• Familiarity with Horizon XE or Encompass is a plus
• Fluent in English (must)
• Advanced Portugues (preferred)

• Opportunity to be part of the Operations team of a rapidly growing international platform in the U.S.
• Entrepreneurial and performance-driven culture with significant long-term career development potential.
• Exposure to a broad range of credit products and financial instruments across Latin America and global markets.
• Collaborative and inclusive work environment that values diversity of thought and background.
• Expected Salary Range: USD ,000- depending on experience, qualifications, licenses, and seniority.