Mortgage - Loan Closer

Mortgage - Loan Closer
*** position will be remote
****** prefer someone in Florida (preferably Tampa/St. Petersburg) or Texas We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career.

Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.

A Career that Empowers You to Build Your Future As a Mortgage Loan Closer, you play a critical role in the final stage of the home buying journey — ensuring that every loan is accurately prepared, compliantly documented, and successfully closed so that Lennar customers can step into their new homes with confidence. Working within Lennar's mortgage operations, this role applies specialized knowledge of closing procedures, regulatory requirements, and loan documentation to execute closings with precision and care.

By upholding the highest standards of accuracy and process adherence, the Mortgage Loan Closer directly supports Lennar's mission of delivering an exceptional home ownership experience from first contact through the closing table.

Your Responsibilities on the Team Review executed loan files for completeness and accuracy prior to closing, verifying that all required documentation — including title commitments, hazard insurance, and flood certifications — is present, compliant, and consistent with underwriting approval conditions.

Prepare and issue closing disclosure (CD) packages in accordance with TRID timing requirements, coordinating with settlement agents, title companies, and loan officers to ensure borrowers receive accurate figures within regulatory deadlines.

Calculate final closing figures including cash to close, pr orations, prepaid items, and lender fees, reconciling all figures against the loan estimate and approved loan terms to ensure compliance and borrower transparency.

Coordinate closing dates, times, and locations with settlement agents, borrowers, and internal loan teams, proactively communicating any scheduling changes or documentation deficiencies that could delay the closing or affect the borrower's experience.

Respond to escalated closing inquiries from settlement agents, title companies, and internal stakeholders, applying specialized knowledge of loan guidelines and closing procedures to resolve documentation discrepancies or funding holds in a timely manner.

Audit closed loan packages received from settlement agents for post-closing accuracy, identifying missing signatures, incorrect dates, or document deficiencies and initiating cure requests to ensure files are investor-ready and meet secondary market standards.

Maintain detailed and accurate records within the loan origination system (LOS) throughout the closing process, updating milestone statuses, uploading executed documents, and ensuring the audit trail is complete and current at each stage.

Stay current on applicable federal and state mortgage regulations, investor guidelines, and internal closing procedures, applying updated requirements to daily work to ensure that all closings remain compliant and that no file advances with unresolved deficiencies.

Your Toolbox High school diploma or equivalent required; coursework or vocational training in mortgage lending, real estate, finance, or a related field strongly preferred.
1 to 3 years of experience in mortgage closing, title, or a related loan operations role, with demonstrated familiarity with TRID,…