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Commercial Real Estate Bridge Loan Originator

Remote / Online - Candidates ideally in
Austin, Travis County, Texas, 73301, USA
Listing for: Obra Real Estate
Full Time, Remote/Work from Home position Listed on 2026-11-08
Job specializations:
  • Finance & Banking
    Loan Officer / Lending, Underwriter, Credit Analyst
Salary/Wage Range or Industry Benchmark: 150000 - 210000 USD Yearly USD 150000.00 210000.00 YEAR

Job Description & How to Apply Below

Obra Real Estate ("ORE") is a nationwide, direct commercial real estate lender specializing in bridge and transitional lending. ORE is part of the broader Obra Capital platform, which manages capital on behalf of insurance companies and institutional investors, providing long-term, scalable funding solutions. ORE differentiates itself through speed, flexibility, disciplined credit underwriting, and in-house servicing, enabling a seamless borrower experience and strong sponsor relationships.

Responsibilities
  • Originate senior bridge and structured CRE loans with a focus on Texas
  • Develop and maintain relationships with sponsors, mortgage bankers, and debt advisors
  • Underwrite opportunities hands-on, including analysis of property cash flows, business plan, sponsor strength, and exit strategy
  • Lead loan structuring, including pricing, leverage, reserves, covenants, and exit strategy
  • Prepare deal summaries and present opportunities to the internal credit committee
  • Negotiate term sheets and review and negotiate loan documentation with borrower counsel through closing
  • Coordinate closely with underwriting, legal, and asset management/servicing teams
  • Drive repeat business through institutional-quality execution
  • Maintain a visible, actionable pipeline and accurate production forecasts
  • Act as an ambassador for ORE in the market and provide market intelligence on pricing, leverage, and sponsor behavior
  • Contribute to platform growth and product development for insurance and private fund capital
Requirements
  • 5+ years of CRE loan origination experience, preferably in bridge or transitional lending
  • Hands-on credit underwriting experience, with the ability to build and defend a deal analysis independently
  • Experience closing CRE loans and working directly with loan documents, including negotiating key provisions such as recourse, reserves, cash management, and extension tests
  • Demonstrated consistent annual production history
  • Strong structuring and negotiation capabilities
  • Ability to originate and execute transactions independently
  • Existing sponsor and intermediary relationships in Texas
  • Experience originating loans retained for investment (not syndicated sales)
  • Entrepreneurial mindset with institutional discipline
  • Bachelor's degree required
Compensation

Obra Real Estate offers a competitive base salary commensurate with experience, complemented by performance-based incentives tied to individual production. Additional information regarding compensation will be discussed during the interview process.

This is a remote position, based in Texas.

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