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Software Engineer - Credit Account Servicing

Remote / Online - Candidates ideally in
Toronto, Ontario, C6A, Canada
Listing for: Marqeta
Remote/Work from Home position
Listed on 2026-01-01
Job specializations:
  • Software Development
    Software Engineer, Cloud Engineer - Software
Salary/Wage Range or Industry Benchmark: 148900 - 186100 CAD Yearly CAD 148900.00 186100.00 YEAR
Job Description & How to Apply Below
Position: Staff Software Engineer - Credit Account Servicing
Staff Software Engineer – Credit Rewards
Join to apply for the  Staff Software Engineer - Credit Rewards  role at  Marqeta .

As Marqeta’s  Staff   Software Engineer , you will autonomously deliver ongoing business impact across a team, product capability, or technical system. You will own and deliver bi‑annual/annual goals for your team, be an expert at identifying the right solutions to solve ambiguous, open‑ended problems that require tough prioritization, and define technical solutions or efficient operational processes that level up your team.

You will be a strong leader within your team with your impact beginning to extend outside your team and will increasingly optimize beyond just your team by driving cross‑team or cross‑discipline initiatives.

The  Rewards Team  in  Credit Engineering  is responsible for accurate and timely accrual and redemption of credit rewards. This is a high‑performing team working on the highest initiative project within Credit. The new rewards platform will allow our customers to customise every aspect of accrual, conversion and redemption to match their loyalty goals.

At Marqeta, participation in a rotational on‑call pager duty is a required part of the software engineering role. The specifics of the rotation may vary by team, depending on team size and structure, and will be discussed further during the interview process.

We work Flexible First. This role can be performed remotely within Ontario or British Columbia, Canada.

Impact You’ll Have

Lead:
Play a key role in setting strategy and provide technical leadership on high‑impact projects.

Collaborate:
Work closely with cross‑functional peers and stakeholders to establish alignment and clarity around project goals, roadmaps and deliverables.

Grow:
Influence, coach, and mentor a distributed team of engineers.

Build:
Define, deliver, and maintain large projects, often involving cross‑team dependencies.

Who You Are

8+ years of relevant experience with a Bachelor’s degree; or 6 years of experience with a Master’s degree; or a PhD with 3 years experience; in lieu of a degree, 11+ years of relevant experience may suffice.

Experience building a deep understanding of business needs and translating them into scalable, efficient, and secure software architectures.

Expertise in at least one programming language, with a strong awareness of the ecosystem of tools and libraries supporting it, preferably Java.

Experience building strong relationships in a remote setting, ability to lead and mentor fellow engineers.

Experience maintaining and supporting a highly available and accurate cloud‑based distributed system.

Experience with microservices architecture.

Strong ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing.

Nice-To-Haves

Experience with scaling large, transactional systems.

Experience with payments or the Fintech space.

Experience with AWS.

Typical Process

Application submission

Recruiter video call

Coding interview

Hiring Manager interview

Virtual “Onsite” consisting of 3‑4, 45‑60 minute rounds

Offer!

Compensation And Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new‑hire  base salary  range for this position, reflected in CAD, is: $148,900 - $186,100.

We also believe in recognising the contributions of our people. That’s why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Multiple health insurance options

Flexible vacation time

Retirement savings program with company contribution

Equity in a publicly‑traded company

Monthly stipend to support our remote work model

Annual “development dollars” to support our people growth and development

Family‑forming benefits and up to 20 weeks of parental leave

About Marqeta
Marqeta is on a mission…
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