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PHP Engineer

Remote / Online - Candidates ideally in
City Of London, Central London, Greater London, England, UK
Listing for: Lendable
Remote/Work from Home position
Listed on 2026-01-11
Job specializations:
  • Software Development
    Software Engineer, Backend Developer
Salary/Wage Range or Industry Benchmark: 80000 - 100000 GBP Yearly GBP 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Location: City Of London

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 600 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to
  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

  • Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

  • About the role

    We're looking for a Junior PHP Engineer to join our UK Loans team!

    Our engineering organisation is home to over 160 talented engineers across backend, frontend, mobile, and platform disciplines.

    You'll have the opportunity to work on everything from building and integrating new APIs to enhance the customer journey, to optimising our lending platforms, and engaging in deep architectural discussions. There's plenty to tackle, and we're excited to find the right people to take on the challenge

    Our Modern Tech Stack

    We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

    • Backend: PHP 8, Symfony, AWS, Postgre

      SQL, Rabbit

      MQ, Docker, Kubernetes

    • CI/CD:
      Git Hub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)

    • Testing:
      Behat, PHPUnit for robust automated testing

    What we’re looking for

    Essential

    • Ideally 2+ years experience

    • Modern PHP development experience (PHP 8.0+ is a must)

    • A good understanding of a modern PHP framework like Symfony or Laravel

    • Automated testing skills (unit, integration, functional)

    • A keen desire to want to learn and input into a highly collaborative team

    • Must be based in/near London

    Desirable

    • Experience with Domain Driven Design, Message-Driven Systems or Event Sourcing

    • Experience with microservices would be a plus

    • If you’ve worked in a cross functional environment, it would be a plus but not needed

    Interview process

    We value your time and have designed an efficient process to get to know you:

  • A quick chat with one of our team to see if the role is a good match.

  • A practical take-home coding exercise for you to showcase your coding skills.

  • A technical interview to discuss your coding exercise and dive deeper into your skills.

  • A culture-add interview to assess how you'd thrive within our team and organisation.

  • Life at Lendable
    • The opportunity to scale up one of the world’s most successful fintech companies.

    • Best-in-class compensation, including equity.

    • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

    • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

    • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

    • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

    Check out our blog!

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